DOI: /10.25592/dgs.corpus-3.0-text-1182801

dgskorpus_stu_16: Subject Areas

Topics Economy: Economy Crisis; Finances; Finances: Euro; Finances: German Marks; Finances: Hartz IV; Finances: Income; Finances: Online Banking; Finances: Pension Insurance; Finances: Pension Plan; Society: Hartz IV; Work and Profession: Income; Work and Profession: One-Euro Job; Work and Profession: Pension Insurance

Translation Lexeme/Sign Mouth Translation Lexeme/Sign Mouth Moderator
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There used to be the Deutsche Mark [old German currency], the Mark, now we have euro and everyone is happy/ the euro and everyone likes it.
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$INDEX1
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PAST-OR-BACK-THEN1 früher
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DM1 d-m
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GERMAN-MARK1 mark
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TO-CHANGE2A^ [MG]
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$INIT-CIRCLE1^* euro
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$INDEX1
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HAPPY1* froh
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EURO1 euro
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HAPPY1 froh
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COMPARISON1A^*
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I don't know.
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Is that a good thing? $GEST-I-DONT-KNOW1^* [MG]
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GOOD1* [MG]
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$GEST-OFF^*
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On the one hand everyone is happy, of course, that the economy can grow through it, on the other hand, everyone is surprised that the prices increase.
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SIDE-OF-THE-BODY1^
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$GEST-OFF^*
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$INDEX1*
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HAPPY1* froh
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CLEAR1B klar
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ECONOMY1B wirtschaft
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UPWARDS1^* [MG]
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SHALL1 soll
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$GEST-OFF^*
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SIDE-OF-THE-BODY1^
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$GEST-OFF^ [MG]
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EXPENSIVE1* teuer teuer teuer
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Everything costs twice as much, right?
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EXPENSIVE1* so wie
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DOUBLE1B* doppelt
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$GEST-OFF^
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Now everything is twice as expensive. Every price multiplied by two.
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DOUBLE1A doppelt
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TO-MULTIPLY1 mal
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$NUM-ONE-TO-TEN1A:2 zwei
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Take beer for example: Nowadays it is twice as expensive and if you are ordering a second beer, you're thinking twice about it because it's so expensive.
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BEER1 bier
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$PROD*
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THEN1A
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BEER3 [MG]
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DOUBLE1A doppelt
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SUDDENLY4*
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$GEST-NM^* [MG]
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Don't get me started on wine. It has gotten so bad.
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WINE2 wein
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$GEST-OH-MY-GOD1^*
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BAD3A* schlimm
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Wine used to cost ten Mark.
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WINE2 wein
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$NUM-ONE-TO-TEN1A:10* zehn
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GERMAN-MARK1 mark
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$GEST-OFF^*
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Back then, that were four/
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Are you talking about a bottle or in a pub?
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BACK-THEN1 damals
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$NUM-ONE-TO-TEN1A:1d eine
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BOTTLE1A flasche
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$NUM-ONE-TO-TEN1A:4 vier
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$GEST-NM-SHAKE-HEAD1^ [MG]
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$ORAL^ oder
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PUB2* wirtschaft
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A glas of wine.
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TO-DRINK-FINE1^ glas
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$INDEX1*
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You used to pay four or five Marks - maybe around 4.80 Marks - for a glass of wine.
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Ten euros.
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TO-DRINK-FINE1^ glas
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BACK-THEN1 damals
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$NUM-ONE-TO-TEN1A:10* zehn euro
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$NUM-ONE-TO-TEN1A:4
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$NUM-ONE-TO-TEN1A:4 vier
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GERMAN-MARK1* m{ark}
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$NUM-ONE-TO-TEN1A:5 oder fünf
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GERMAN-MARK1 mark
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MAYBE1
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$NUM-ONE-TO-TEN1A:4 vier mark achtzig
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$NUM-TENS2A:8d
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These days, that are 4,80 euros.
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TODAY1 heute
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$NUM-ONE-TO-TEN1A:4 vier euro achtzig
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$NUM-TENS2A:8d*
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$GEST-OFF^*
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Of course you have take the inflation into consideration.
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CLEAR1B klar
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PLUS1* plus
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$ALPHA1:I inflation
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TO-GIVE-MONEY2A^*
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GETTING-WORSE1^*
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TO-DECREASE3B^ inflation
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$GEST-OFF^*
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If you were to calculate the inflation into it, it would probably already cost like ten Mark.
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AFTERWARDS1A^*
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IN-ADDITION1
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APPROXIMATELY2^ [MG]
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NOW3* jetzt
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MAYBE3* vielleicht
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$NUM-ONE-TO-TEN1A:10 zehn
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GERMAN-MARK1 mark
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ALREADY1B schon
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$GEST-OFF^*
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Or even eleven Mark.
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$NUM-SNIP1:1* oder elf
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GERMAN-MARK1 mark
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$GEST-OFF^
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If you/ Everyone just pays their four euros without thinking about it.
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NO-CLUE3 [MG]
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IF-OR-WHEN1A* wenn
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TO-PAY1*
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ATTENTION1A^*
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$NUM-ONE-TO-TEN1A:4* vier euro
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$PROD* [MG]
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$GEST-OFF^ [MG]
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$GEST-DECLINE1^ [MG]
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BEEN1^
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While, at the same time, we are only getting paid half of our wages.
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HALF1A hälfte
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WAGE1 lohn
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Exactly! The wage didn't rise but stayed the same. $GEST-OFF^
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PRECISELY1*
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There are two sides to this.
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COMPARISON2^ [MG]
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WAGE1 lohn
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TO-STAY2* bleiben
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EQUAL1A*
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TO-RAISE1B
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NOT3A
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That is unfair. Oh well.
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RIGHT-OR-AGREED1^* ungerecht
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OFF2^
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A lot of the companies waited for the initiation of the euro to raise their employees' wages because they were hoping to earn more revenues by that.
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MUCH-OR-MANY1A viel
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COMPANY1A* firma
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TO-WAIT1C warten
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TO-WISH1B wünschen
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ABOVE3B^*
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NO1B^*
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TO-WAIT1C warten
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UNTIL1* bis
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EURO1 euro
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RUBBING-ONES-HANDS-TOGETHER1^
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$INDEX1*
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MORE1 mehr
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REVENUE1 einnahmen
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MORE1 mehr
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There are other reasons, too. The rents increased which is connected to other causes. This way a spiral of rising prices emerges.
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$GEST^ [MG]
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ALSO3A* aber auch
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EQUAL1A* gleichzeitig
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TIME1
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EXPENSIVE1* teuer
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RENT1 miete
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Yes, that and other things cause it. That's true.
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MANY-THINGS-RELATED1* [MG]
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$GEST^
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COHERENCE1A^* kette
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RIGHT-OR-AGREED1A stimmt CHAIN1^*
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HELIX1^* [MG]
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ABOVE2B^*
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There were some reforms concerning the unemployed that receive unemployment pay four or five years ago. There were a lot of different changes also concerning Hartz 4.
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AND5 und
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$INDEX1
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UNEMPLOYED1 arbeitslos
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PERSON1*
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AFFECTED2 betroffen
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PERSON1
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TO-WORK1* arbeitslosengeld
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$MORPH-LESS1
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TO-PAY3^*
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$INDEX1*
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ALSO1B auch
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NEW1A neu
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TO-CHANGE1A^ [MG]
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PAST1^ [MG]
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$ORAL^ vielleicht
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YEAR1B* vier jahr
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YEAR1B* fünf
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PAST1^ jahr
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HARTZ1A hartz vier
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$NUM-ROMAN1:4
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NEW1A* neu neu neu
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$GEST-OFF^*
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I wasn't affected.
00:01:20:12
00:01:20:17
SELF1A* selbst
00:01:20:17
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00:01:20:24
00:01:20:31
AFFECTED2 betroffen
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00:01:20:35
00:01:20:42
ON-PERSON1*
00:01:20:42
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00:01:20:49
00:01:21:14
NONE8* [MG]
00:01:21:14
00:01:21:16
00:01:21:16
00:01:21:17
Though, there were others who were affected badly.
00:01:21:17
00:01:21:24
BUT1* aber
00:01:21:24
00:01:21:31
00:01:21:31
00:01:21:34
MUCH-OR-MANY1A* viele
00:01:21:34
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00:01:22:06
$INDEX1*
00:01:22:06
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00:01:22:13
00:01:22:30
A-WHOLE-LOT2 [MG]
00:01:22:30
00:01:23:06
00:01:23:06
00:01:23:23
The unemployed can receive Hartz 4 voluntarily. You can also choose to live independently without the help of the government.
00:01:23:23
00:01:23:30
HARTZ1A hartz vier
00:01:23:30
00:01:23:44
00:01:23:44
00:01:24:07
$NUM-ROMAN1:4
00:01:24:07
00:01:24:27
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00:01:24:37
VOLUNTARY4* freiwillig
00:01:24:37
00:01:24:48
NO3B^*
00:01:24:48
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00:01:25:12
00:01:25:24
STATE1A staat
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00:01:25:49
00:01:26:12
INDEPENDENT1 [MG]
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$GEST-OFF^*
00:01:26:41
00:01:27:11
00:01:27:11
00:01:27:33
It was named after the person who came up with the concept.
00:01:27:33
00:01:27:37
$INDEX1* warum
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ON-PERSON1^ name
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NAME1A*
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$INDEX1*
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00:01:29:41
TO-INVENT1 [MG]
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00:01:30:22
00:01:30:22
00:01:30:43
TO-GIVE1A^* [MG]
00:01:30:43
00:01:30:47
00:01:30:47
00:01:31:15
He was an expert on taxes, and he calculated how much money the people would receive.
00:01:31:15
00:01:31:16
$INDEX1*
00:01:31:16
00:01:31:26
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00:01:31:35
STEERING1* steuer
00:01:31:35
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00:01:32:23
MANY-THINGS-RELATED1*
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00:01:32:41
00:01:33:02
SKILFUL1A^ [MG]
00:01:33:02
00:01:33:10
00:01:33:10
00:01:33:33
MANY-THINGS-RELATED1*
00:01:33:33
00:01:34:01
00:01:34:01
00:01:34:08
LIKE-THIS1A* so
00:01:34:08
00:01:34:17
00:01:34:17
00:01:34:29
TO-OBTAIN1* bekommen
00:01:34:29
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00:01:35:07
00:01:35:09
The receivers of Hartz 4 don’t have an easy life, but they have the advantage of having their rent paid for them.
00:01:35:09
00:01:35:18
$ORAL^ aber
00:01:35:18
00:01:35:27
00:01:35:27
00:01:35:48
POOR-YOU1 [MG]
00:01:35:48
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00:01:36:11
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YES1A ja
00:01:36:18
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00:01:36:26
00:01:36:48
BUT1 aber
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00:01:37:07
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HARTZ1A hartz vier
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00:01:37:33
$NUM-ROMAN1:4
00:01:37:33
00:01:37:46
00:01:37:46
00:01:38:04
TO-OBTAIN1* bekomm
00:01:38:04
00:01:38:14
00:01:38:14
00:01:38:28
RENT2* miete
00:01:38:28
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00:01:39:00
FREE-OF-CHARGE1* frei
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$GEST-OFF^
00:01:39:19
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ADVANTAGE1 [MG]
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$GEST-OFF^
00:01:40:23
00:01:40:34
On the one hand there is the state who provides Hartz 4 voluntarily and on the other hand there are the people who protest and demand more money.
00:01:40:34
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MUCH-OR-MANY1A viele
00:01:40:45
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PROTEST1* [MG]
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WHERE-FROM1^* [MG]
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PROTEST1
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I2
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HARTZ1B* hartz vier
00:01:43:08
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00:01:43:23
00:01:43:36
$NUM-ROMAN1:4
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$GEST-OFF^*
00:01:44:06
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AGAINST3A^* aber anders
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00:01:45:21
STATE1A staat
00:01:45:21
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00:01:45:28
00:01:45:49
$GEST-OFF^ [MG]
00:01:45:49
00:01:46:12
00:01:46:12
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I1
00:01:46:14
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FOR1* für
00:01:46:31
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00:01:46:45
00:01:47:15
ALREADY1B* schon
00:01:47:15
00:01:47:24
$GEST-OFF^
00:01:47:24
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00:01:47:37
00:01:48:03
VOLUNTARY4 freiwillig
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00:01:48:13
$GEST-OFF^*
00:01:48:13
00:01:48:33
00:01:48:33
00:01:48:39
$NUM-ROMAN1:4* hartz
00:01:48:39
00:01:48:44
00:01:48:44
00:01:49:04
HARTZ1A
00:01:49:04
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00:01:49:28
$NUM-ROMAN1:4 vier
00:01:49:28
00:01:49:33
00:01:49:33
00:01:50:03
$GEST-OFF^*
00:01:50:03
00:01:50:18
00:01:50:18
00:01:50:29
Otherwise the people wouldn't get anything and they had to live on the streets.
00:01:50:29
00:01:50:33
OTHERWISE1 sonst
00:01:50:33
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00:01:50:45
00:01:51:01
TO-OBTAIN1* bekommen
00:01:51:01
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00:01:51:05
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NOT1 nicht [MG]
00:01:51:19
00:01:51:25
There is maximal size for the apartments and a maximal rent price for the receivers of Hartz 4.
00:01:51:25
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00:01:51:36
00:01:51:40
ONLY2A nur STREET1* auf der straße
00:01:51:40
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$GEST-PLEASE1^*
00:01:51:48
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$INDEX1*
00:01:52:00
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00:01:52:08
00:01:52:14
PRESENT-OR-HERE1* da
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END2^*
00:01:52:33
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00:01:53:07
00:01:53:20
END2^ [MG]
00:01:53:20
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00:01:53:33
00:01:53:39
APARTMENT1A* wohngröße
00:01:53:39
00:01:53:45
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APARTMENT3*
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$PROD*
00:01:55:03
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MONEY1A geld
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DIFFERENCE2^
00:01:55:49
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MUST1* muss
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GOOD4^*
00:01:56:24
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RULE1A^
00:01:57:08
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00:01:57:10
00:01:57:14
If they are renting a place above those maxima, they have to pay the difference out of their own pocket.
00:01:57:14
00:01:57:18
$INDEX1*
00:01:57:18
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00:01:57:41
OVER-OR-ABOUT1 über
00:01:57:41
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SELF1A* selbst
00:01:58:05
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00:01:58:12
00:01:58:22
TO-GIVE-MONEY2B^*
00:01:58:22
00:01:58:23
Everything below these maxima gets paid for them.
00:01:58:23
00:01:58:35
$ORAL^ aber
00:01:58:35
00:01:58:45
ALL2A^*
00:01:58:45
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00:01:59:15
00:01:59:25
TO-GIVE1A^*
00:01:59:25
00:01:59:38
00:01:59:38
00:01:59:48
If people go to work, they will receive their wage.
00:01:59:48
00:02:00:02
IF-OR-WHEN1A wenn
00:02:00:02
00:02:00:07
00:02:00:07
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TO-WORK2* arbeit
00:02:00:14
00:02:00:23
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TO-GO-THERE1
00:02:00:34
00:02:01:18
00:02:01:18
00:02:01:47
WAGE1 lohn
00:02:01:47
00:02:02:07
If they receive Hartz 4, they live rent-free. OR4B oder
00:02:02:07
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00:02:02:25
$INDEX1*
00:02:02:25
00:02:02:34
00:02:02:34
00:02:02:38
I1^ hartz vier
00:02:02:38
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00:02:03:09
$NUM-ROMAN1:4
00:02:03:09
00:02:03:41
00:02:03:41
00:02:03:43
MONEY1A^* miete
00:02:03:43
00:02:04:04
00:02:04:04
00:02:04:15
TO-GIVE-MONEY2A^*
00:02:04:15
00:02:04:33
00:02:04:33
00:02:04:41
FREE1* frei
00:02:04:41
00:02:04:44
00:02:04:44
00:02:05:03
If you compare that with each other, everyone receives almost the same.
00:02:05:03
00:02:05:17
DIFFERENCE2^ [MG]
00:02:05:17
00:02:05:25
00:02:05:25
00:02:05:38
EQUAL1A^* [MG]
00:02:05:38
00:02:06:03
00:02:06:03
00:02:06:07
That sounds appealing in the beginning, but if you think about their future, you will see that they won't receive any pension; that is nothing to be taken lightly.
00:02:06:07
00:02:06:09
$GEST-OFF^ aber
00:02:06:09
00:02:06:18
00:02:06:18
00:02:06:22
BUT1*
00:02:06:22
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00:02:06:49
TO-THINK1A denken
00:02:06:49
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TO-KNOW-OR-KNOWLEDGE2B^ ist auch
00:02:07:20
00:02:07:39
00:02:07:39
00:02:07:45
BEAUTIFUL1A schön
00:02:07:45
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00:02:08:00
00:02:08:05
BUT1* aber
00:02:08:05
00:02:08:11
00:02:08:11
00:02:08:15
TO-KNOW-OR-KNOWLEDGE2B^ an
00:02:08:15
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00:02:08:24
ON-OR-AT1
00:02:08:24
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AFTERWARDS1A^*
00:02:08:35
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00:02:08:48
FUTURE1A zukunft
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PENSION1 rente
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$GEST-OFF^
00:02:09:45
00:02:10:03
$INDEX1*
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00:02:10:23
00:02:10:23
00:02:10:34
NONE7 [MG]
00:02:10:34
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A-WHOLE-LOT2 [MG]
00:02:11:01
00:02:11:05
00:02:11:05
00:02:11:06
I think it is better to go to work.
00:02:11:06
00:02:11:08
$INDEX1*
00:02:11:08
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00:02:11:16
00:02:11:18
RATHER1* lieber
00:02:11:18
00:02:11:23
00:02:11:23
00:02:11:29
TO-WORK2* arbeit
00:02:11:29
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00:02:11:39
00:02:12:07
BACK-AND-FORTH1*
00:02:12:07
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00:02:12:19
00:02:12:31
$GEST-I-DONT-KNOW1^*
00:02:12:31
00:02:12:49
00:02:12:49
00:02:13:21
There are also people who earn less than Hartz 4 and therefore decide to receive Hartz 4 rather than going to work.
00:02:13:21
00:02:13:28
THERE-IS1 gibt
00:02:13:28
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00:02:13:41
00:02:14:00
TO-WORK2* arbeiten
00:02:14:00
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ALL2A^
00:02:14:09
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00:02:14:22
00:02:14:31
LITTLE-BIT4 [MG]
00:02:14:31
00:02:14:47
00:02:14:47
00:02:15:02
RATHER1* lieber
00:02:15:02
00:02:15:18
00:02:15:18
00:02:15:32
TO-JOIN1A^* [MG]
00:02:15:32
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00:02:15:46
00:02:15:48
HARTZ1A hartz
00:02:15:48
00:02:16:10
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00:02:16:14
$NUM-ONE-TO-TEN1A:4 vier
00:02:16:14
00:02:16:18
00:02:16:18
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$NUM-ROMAN1:4
00:02:16:25
00:02:16:27
00:02:16:27
00:02:16:37
They rather receive Hartz 4 and be done with it.
00:02:16:37
00:02:17:01
RATHER1 lieber
00:02:17:01
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00:02:17:28
TO-JOIN1A^* [MG]
00:02:17:28
00:02:17:41
00:02:17:41
00:02:18:18
$GEST^ [MG]
00:02:18:18
00:02:18:28
There are many people who have the same problem. It's true though, they won't get any pension later.
00:02:18:28
00:02:18:33
RIGHT-OR-AGREED1A aber stimmt
00:02:18:33
00:02:18:38
MUCH-OR-MANY1A* viel
00:02:18:38
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00:02:18:44
00:02:19:00
ALL2A
00:02:19:00
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PENSION3* rente
00:02:19:05
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00:02:20:00
TO-LACK1B fehlt
00:02:20:00
00:02:20:09
00:02:20:09
00:02:20:16
$GEST-OFF^*
00:02:20:16
00:02:21:03
00:02:21:03
00:02:21:37
True.
00:02:21:37
00:02:21:43
RIGHT-OR-AGREED1A stimmt
00:02:21:43
00:02:22:04
00:02:22:04
00:02:22:12
I think it is weird.
00:02:22:12
00:02:22:21
WEIRD1* [MG]
00:02:22:21
00:02:23:00
00:02:23:00
00:02:23:22
You can also have a one-euro job.
00:02:23:22
00:02:23:25
ALSO3A* auch
00:02:23:25
00:02:23:32
00:02:23:32
00:02:23:34
$NUM-ONE-TO-TEN1A:1d ein euro job
00:02:23:34
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00:02:23:49
EURO1
00:02:23:49
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JOB1A
00:02:24:17
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00:02:24:43
TO-WORK1
00:02:24:43
00:02:25:10
True, that is weird as well.
00:02:25:10
00:02:25:13
RIGHT-OR-AGREED1A stimmt
00:02:25:13
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00:02:25:25
00:02:25:29
WEIRD1* [MG]
00:02:25:29
00:02:25:33
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00:02:26:01
$GEST-OFF^ [MG]
00:02:26:01
00:02:26:16
00:02:26:16
00:02:26:36
That is a good option for deaf people, for example, because communication with others is very important to them. If they only sat at home alone, they would go crazy.
00:02:26:36
00:02:26:37
$INDEX1* gut
00:02:26:37
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00:02:26:48
00:02:27:00
FOR1 für
00:02:27:00
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DEAF1A
00:02:27:20
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REASON4B grund
00:02:27:45
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COMMUNICATION1A
00:02:28:19
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TO-SIT1A^
00:02:28:37
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00:02:29:15
FOR-NOTHING-AT-ALL1 [MG]
00:02:29:15
00:02:29:18
00:02:29:18
00:02:29:20
Therefore, it would be better if they go to work. But oh well.
00:02:29:20
00:02:29:27
$GEST-OFF^*
00:02:29:27
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NO1A
00:02:29:48
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WHERE-FROM1^*
00:02:30:40
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$GEST-OFF^* [MG]
00:02:31:19
00:02:31:46
00:02:31:46
00:02:32:22
It is maybe not the greatest thing in the world but better than nothing. Oh well. Yes.
00:02:32:22
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YES1A
00:02:32:29
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00:02:32:45
SOMETIMES2* manchmal
00:02:32:45
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00:02:33:09
00:02:33:24
BEAUTIFUL1A nicht schön
00:02:33:24
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00:02:33:43
$GEST-OFF^* aber
00:02:33:43
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00:02:34:15
00:02:34:19
BETTER1* besser
00:02:34:19
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AS-OR-THAN3 als
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NOTHING1B nichts
00:02:34:47
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$GEST-OFF^
00:02:35:08
00:02:35:12
Yes, that's true.
00:02:35:12
00:02:35:24
00:02:35:24
00:02:35:35
RIGHT-OR-AGREED1A*
00:02:35:35
00:02:35:38
00:02:35:38
00:02:36:17
Nowadays a one-euro job employee is also allowed to sell computers.
00:02:36:17
00:02:36:25
TODAY1 heute
00:02:36:25
00:02:36:44
00:02:36:44
00:02:37:03
$NUM-ORDINAL1:1d ein-euro-job
00:02:37:03
00:02:37:12
00:02:37:12
00:02:37:18
JOB1A
00:02:37:18
00:02:37:25
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00:02:37:34
PERMISSION3 erlaubt
00:02:37:34
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00:02:38:05
ALSO3A* auch
00:02:38:05
00:02:38:24
00:02:38:24
00:02:38:37
TO-SELL1 verkaufen
00:02:38:37
00:02:39:01
00:02:39:01
00:02:39:16
COMPUTER2 computer
00:02:39:16
00:02:39:17
00:02:39:17
00:02:39:27
It is allowed today. It used to be forbidden.
00:02:39:27
00:02:39:34
$NUM-ONE-TO-TEN1A:1d* ein euro
00:02:39:34
00:02:40:00
00:02:40:00
00:02:40:07
PERMISSION3 erlaubt
00:02:40:07
00:02:40:13
00:02:40:13
00:02:40:23
$GEST-OFF^*
00:02:40:23
00:02:40:30
00:02:40:30
00:02:40:49
BACK-THEN1 damals
00:02:40:49
00:02:41:09
00:02:41:09
00:02:41:16
NOT3A nicht
00:02:41:16
00:02:41:20
00:02:41:20
00:02:41:28
PERMISSION3 erlaubt
00:02:41:28
00:02:41:33
00:02:41:33
00:02:41:42
$GEST-OFF^*
00:02:41:42
00:02:41:46
00:02:41:46
00:02:42:15
Sure, nowadays it is allowed, but it is also obvious that a one-euro job employee can't work with computers right away.
00:02:42:15
00:02:42:21
NOW1 jetzt
00:02:42:21
00:02:42:32
00:02:42:32
00:02:42:38
PERMISSION3 erlaubt
00:02:42:38
00:02:42:44
00:02:42:44
00:02:43:00
$GEST-OFF^* aber
00:02:43:00
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00:02:43:06
00:02:43:16
CLEAR1A* klar
00:02:43:16
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00:02:44:03
$INDEX1*
00:02:44:03
00:02:44:25
00:02:44:25
00:02:44:35
$NUM-ONE-TO-TEN1A:1d ein euro
00:02:44:35
00:02:44:44
00:02:44:44
00:02:45:02
COMPUTER2 computer
00:02:45:02
00:02:45:09
00:02:45:09
00:02:45:22
NO1A [MG]
00:02:45:22
00:02:45:25
00:02:45:25
00:02:45:31
Therefore there are no one-euro-jobs in the computer industry. $GEST-OFF^
00:02:45:31
00:02:45:48
00:02:45:48
00:02:46:43
TO-DECREASE1^* [MG]
00:02:46:43
00:02:47:10
00:02:47:10
00:02:47:27
TO-ADJUST1 anpassen
00:02:47:27
00:02:47:37
00:02:47:37
00:02:48:13
AREA1A^
00:02:48:13
00:02:48:15
00:02:48:15
00:02:48:23
They have those one-euro jobs, that's true.
00:02:48:23
00:02:48:30
$NUM-ORDINAL1:1d aber ein-euro-jobs
00:02:48:30
00:02:48:38
00:02:48:38
00:02:48:43
JOB1A
00:02:48:43
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00:02:49:21
THERE-IS3* gibt
00:02:49:21
00:02:49:42
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RIGHT-OR-AGREED1A stimmt
00:02:50:00
00:02:50:26
00:02:50:26
00:02:50:44
I heard something but I don't know if it is true.
00:02:50:44
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I1 auch
00:02:50:45
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00:02:51:04
00:02:51:20
EXPERIENCE-OR-KNOWLEDGE6A* erfahren
00:02:51:20
00:02:51:33
00:02:51:33
00:02:51:41
IF4* ob
00:02:51:41
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WITNESS1^
00:02:52:12
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I1
00:02:52:22
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00:02:52:29
00:02:52:34
TO-KNOW-OR-KNOWLEDGE2B* weiß
00:02:52:34
00:02:53:01
NOT3A* nicht
00:02:53:01
00:02:53:03
00:02:53:03
00:02:53:13
I heard that people with disabilities, which includes deaf people, get paid two-euros an hour.
00:02:53:13
00:02:53:33
DISABILITY1 behindert
00:02:53:33
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00:02:54:17
OR4A* oder
00:02:54:17
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00:02:54:35
DISABILITY7 behindert
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PERSON1
00:02:55:04
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TOWARDS9* zum beispiel
00:02:55:20
00:02:55:28
00:02:55:28
00:02:55:32
EXAMPLE1
00:02:55:32
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DEAF1A [MG]
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$INDEX1*
00:02:56:12
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CAN1 kann
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DOUBLE1B
00:02:57:00
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$NUM-ONE-TO-TEN1A:2 zwei
00:02:57:12
00:02:57:17
00:02:57:17
00:02:57:27
EURO1 euro
00:02:57:27
00:02:57:40
00:02:57:40
00:02:58:17
TO-OBTAIN1*
00:02:58:17
00:02:58:30
00:02:58:30
00:02:58:49
The regular wage is an euro.
00:02:58:49
00:02:59:04
USUAL1* normal
00:02:59:04
00:02:59:12
00:02:59:12
00:02:59:19
ON-PERSON1
00:02:59:19
00:02:59:28
00:02:59:28
00:02:59:32
$NUM-ONE-TO-TEN1A:1 ein
00:02:59:32
00:02:59:36
00:02:59:36
00:02:59:47
EURO1 euro
00:02:59:47
00:03:00:05
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00:03:00:06
$INDEX1
00:03:00:06
00:03:00:07
00:03:00:07
00:03:00:13
I don't have any prove, though. Somebody told it to me like this, but I think it's weird.
00:03:00:13
00:03:00:21
$ORAL^ aber
00:03:00:21
00:03:00:25
I1
00:03:00:25
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$GEST-OFF^*
00:03:00:35
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SELF1A* selbst
00:03:00:44
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EXAMPLE1^* beleg
00:03:01:07
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NONE7 [MG]
00:03:01:20
00:03:01:31
00:03:01:31
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BUT1* aber
00:03:01:39
00:03:02:00
00:03:02:00
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RECENTLY1 [MG]
00:03:02:12
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TO-SIGN1A
00:03:02:30
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00:03:02:41
00:03:03:01
WEIRD1 [MG]
00:03:03:01
00:03:03:08
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$GEST-OFF^* [MG]
00:03:03:21
00:03:04:02
00:03:04:02
00:03:04:35
That is an awfully low payment.
00:03:04:35
00:03:04:47
LITTLE-BIT4 [MG]
00:03:04:47
00:03:05:04
00:03:05:04
00:03:05:12
VERY7 [MG]
00:03:05:12
00:03:05:21
00:03:05:21
00:03:05:24
Oh well, better than nothing at all.
00:03:05:24
00:03:05:36
$GEST-OFF^* aber
00:03:05:36
00:03:06:04
00:03:06:04
00:03:06:05
BETTER2* besser
00:03:06:05
00:03:06:11
00:03:06:11
00:03:06:22
NOTHING1B* als nichts
00:03:06:22
00:03:06:27
00:03:06:27
00:03:07:02
You can earn some money with this one-euro job additionally to the unemployment benefits.
00:03:07:02
00:03:07:12
TO-WORK1* arbeit
00:03:07:12
00:03:07:29
00:03:07:29
00:03:07:34
TO-WORK1* arbeitslosengeld
00:03:07:34
00:03:07:39
00:03:07:39
00:03:07:45
$MORPH-LESS1*
00:03:07:45
00:03:08:16
00:03:08:16
00:03:08:24
TO-GIVE-MONEY2B^*
00:03:08:24
00:03:08:45
00:03:08:45
00:03:09:07
$NUM-ONE-TO-TEN1A:1d
00:03:09:07
00:03:09:12
00:03:09:12
00:03:09:15
EURO1*
00:03:09:15
00:03:09:20
00:03:09:20
00:03:09:23
$NUM-ONE-TO-TEN1A:1d ein euro job
00:03:09:23
00:03:09:27
00:03:09:27
00:03:09:35
EURO1
00:03:09:35
00:03:09:43
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JOB1A*
00:03:10:00
00:03:10:08
00:03:10:08
00:03:10:37
UPDATE1A^
00:03:10:37
00:03:10:44
00:03:10:44
00:03:10:45
That are around 160 euros per month.
00:03:10:45
00:03:11:10
$INDEX1*
00:03:11:10
00:03:11:16
00:03:11:16
00:03:11:18
$NUM-ONE-TO-TEN1A:1 hundertsechzig
00:03:11:18
00:03:11:23
00:03:11:23
00:03:11:30
$NUM-HUNDREDS1:1
00:03:11:30
00:03:11:38
00:03:11:38
00:03:11:41
$NUM-TENS2A:6d
00:03:11:41
00:03:11:43
00:03:11:43
00:03:12:01
EURO1 euro
00:03:12:01
00:03:12:10
00:03:12:10
00:03:12:22
MONTH1* monat
00:03:12:22
00:03:12:27
That is in addition to the unemployment benefits? Ah, okay.
00:03:12:27
00:03:12:32
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00:03:12:38
APPROXIMATELY2^*
00:03:12:38
00:03:12:39
00:03:12:39
00:03:12:44
UPDATE1A^*
00:03:12:44
00:03:12:48
Yes, it is additionally to the unemployment benefits.
00:03:12:48
00:03:13:19
UPDATE1A^
00:03:13:19
00:03:13:33
00:03:13:33
00:03:13:40
00:03:13:40
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OKAY1A [LM:ah] okay
00:03:13:47
00:03:14:18
00:03:14:18
00:03:14:29
00:03:14:29
00:03:14:39
OKAY1A* okay
00:03:14:39
00:03:14:43
Oh well, it is better than nothing.
00:03:14:43
00:03:14:49
BETTER1* besser
00:03:14:49
00:03:15:04
00:03:15:04
00:03:15:09
AS-OR-THAN3* als
00:03:15:09
00:03:15:17
00:03:15:17
00:03:15:22
NOTHING1B* nichts
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00:03:15:26
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$GEST-OFF^*
00:03:15:38
00:03:16:08
00:03:16:08
00:03:17:35
00:03:17:35
00:03:17:36
That's just the way it is.
00:03:17:36
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LIKE-THIS1A* [MG]
00:03:17:46
00:03:18:36
You could also talk about finances, about money, the stock exchange or other topics.
00:03:18:36
00:03:25:31
00:03:25:31
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00:03:26:18
00:03:26:33
I don't know anything about the stock exchange.
00:03:26:33
00:03:27:05
STOCK-MARKET1* börse
00:03:27:05
00:03:27:11
00:03:27:11
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I1*
00:03:27:12
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00:03:27:20
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EXPERIENCE-OR-KNOWLEDGE6A* erfahrung
00:03:27:25
00:03:27:35
00:03:27:35
00:03:28:00
NONE8*
00:03:28:00
00:03:28:24
00:03:28:24
00:03:29:08
Did you hear about the decreasing stock exchange a couple years back?
00:03:29:08
00:03:29:34
STOCK-MARKET1* börse
00:03:29:34
00:03:30:00
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00:03:30:09
BREAK-DOWN1A^* [MG]
00:03:30:09
00:03:30:16
Right. No, I didn't hear about that.
00:03:30:16
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YOU1^*
00:03:30:31
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EYE1^*
00:03:30:36
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YOU1
00:03:30:49
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$GEST-NM-SHAKE-HEAD1^ [MG]
00:03:31:13
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PAST1^*
00:03:31:33
00:03:32:14
00:03:32:14
00:03:32:24
00:03:32:24
00:03:32:41
There was a stock market crash some time ago.
00:03:32:41
00:03:32:47
PAST1^
00:03:32:47
00:03:33:20
00:03:33:20
00:03:33:30
STOCK-MARKET1* börsencrash
00:03:33:30
00:03:33:40
00:03:33:40
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TO-MIX2^*
00:03:35:20
00:03:35:22
00:03:35:22
00:03:35:38
That was last year.
00:03:35:38
00:03:35:45
LAST5 letztes
00:03:35:45
00:03:36:05
00:03:36:05
00:03:36:21
YEAR2A jahr
00:03:36:21
00:03:36:32
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00:03:36:42
$GEST-OFF^*
00:03:36:42
00:03:36:47
00:03:36:47
00:03:37:19
You don't know about this?
00:03:37:19
00:03:37:25
$INDEX1*
00:03:37:25
00:03:37:37
00:03:37:37
00:03:37:44
TO-KNOW-STH-OR-SB1A* [MG]
00:03:37:44
00:03:37:46
No, no.
00:03:37:46
00:03:38:04
00:03:38:04
00:03:38:05
YOU1
00:03:38:05
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$GEST-NM-SHAKE-HEAD1^
00:03:38:15
00:03:38:16
00:03:38:16
00:03:38:31
Maybe it's no concern of yours. It doesn't matter. TO-LET1^*
00:03:38:31
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00:03:38:40
00:03:39:12
CARELESS3A [MG]
00:03:39:12
00:03:39:21
00:03:39:21
00:03:39:29
Oh dear! OFF2^ [MG]
00:03:39:29
00:03:39:35
00:03:39:35
00:03:39:46
$GEST-OFF^* [MG]
00:03:39:46
00:03:40:07
00:03:40:07
00:03:40:38
The stock exchange is not my strongest suit. I don't like it a lot and it doesn't fascinate me.
00:03:40:38
00:03:40:49
STOCK-MARKET1* börse
00:03:40:49
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00:03:41:13
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NOT5*
00:03:41:23
00:03:41:27
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MY1 meine
00:03:41:34
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STRONG1A stärke
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NOT5*
00:03:42:15
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00:03:42:38
TO-LIKE4 [MG]
00:03:42:38
00:03:42:43
00:03:42:43
00:03:43:10
$GEST-OFF^* [MG]
00:03:43:10
00:03:43:16
Happens.
00:03:43:16
00:03:43:26
$GEST-OFF^*
00:03:43:26
00:03:43:30
TO-BE-CRAZY-ABOUT-STH1A [MG]
00:03:43:30
00:03:43:31
00:03:43:31
00:03:43:36
00:03:43:36
00:03:43:43
NOT6* nicht
00:03:43:43
00:03:43:48
00:03:43:48
00:03:44:11
00:03:44:11
00:03:44:37
I usually don't care for it either, but I have heard about that.
00:03:44:37
00:03:44:46
ACTUALLY1A* eigentlich
00:03:44:46
00:03:45:04
00:03:45:04
00:03:45:09
ALSO3A auch
00:03:45:09
00:03:45:18
NOT3A nicht
00:03:45:18
00:03:45:36
$ORAL^ aber
00:03:45:36
00:03:45:49
00:03:45:49
00:03:46:02
I1
00:03:46:02
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00:03:46:16
00:03:46:32
INFORMATION2B* informationen
00:03:46:32
00:03:46:38
00:03:46:38
00:03:46:48
BEEN2 schon
00:03:46:48
00:03:47:04
00:03:47:04
00:03:47:12
PRESENT-OR-HERE1* da
00:03:47:12
00:03:47:20
00:03:47:20
00:03:47:45
It started in America where they sold many buildings below their actual value.
00:03:47:45
00:03:48:00
WHERE-FROM1* woher
00:03:48:00
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$INDEX1*
00:03:48:18
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AMERICA1* amerika
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$INDEX1*
00:03:49:10
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HOUSE1A häuser
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$ALPHA1:I immobilien
00:03:50:38
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$GEST-OFF^*
00:03:51:01
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COMMA1^
00:03:51:37
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VALUE1B^*
00:03:52:03
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00:03:52:16
00:03:52:22
TO-SELL1* verkaufen
00:03:52:22
00:03:52:30
00:03:52:30
00:03:52:42
For instance in America, you can get money/
00:03:52:42
00:03:53:14
EXAMPLE1 beispiel
00:03:53:14
00:03:53:34
00:03:53:34
00:03:53:47
GERMAN1*
00:03:53:47
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AMERICA1* amerika
00:03:54:34
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00:03:55:21
00:03:55:37
TO-OBTAIN1* bekommen
00:03:55:37
00:03:56:09
00:03:56:09
00:03:56:21
ATTENTION1A^*
00:03:56:21
00:03:56:24
Imagine an American citizen wanting a loan of 100,000 dollars from their bank.
00:03:56:24
00:03:56:40
00:03:56:40
00:03:56:48
TO-WISH1B wünschen
00:03:56:48
00:03:57:08
00:03:57:08
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MONEY1A* geld
00:03:57:16
00:03:57:28
00:03:57:28
00:03:57:39
TO-BORROW1 leihen
00:03:57:39
00:03:58:14
00:03:58:14
00:03:58:22
$NUM-HUNDREDS1:1 hunderttausend
00:03:58:22
00:03:58:33
00:03:58:33
00:03:58:47
$NUM-THOUSANDS1:1
00:03:58:47
00:03:59:15
00:03:59:15
00:03:59:24
DOLLAR2 dollar
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00:03:59:47
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00:04:00:17
The bank then loans that person 110,000 dollars, even.
00:04:00:17
00:04:00:23
BANK1 bank
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00:04:00:42
00:04:00:42
00:04:01:01
TO-LET1^* [MG]
00:04:01:01
00:04:01:29
00:04:01:29
00:04:01:37
$NUM-HUNDREDS1:1 hundertzehntausend
00:04:01:37
00:04:02:09
00:04:02:09
00:04:02:12
$NUM-ONE-TO-TEN1A:10
00:04:02:12
00:04:02:24
00:04:02:24
00:04:02:35
$NUM-THOUSANDS1:1
00:04:02:35
00:04:03:00
00:04:03:00
00:04:03:04
DOLLAR2* dollar
00:04:03:04
00:04:03:19
00:04:03:19
00:04:03:46
TO-GIVE2^* [MG]
00:04:03:46
00:04:04:19
00:04:04:19
00:04:04:32
And they have to pay everything back.
00:04:04:32
00:04:04:45
$GEST-OFF^ [MG]
00:04:04:45
00:04:05:17
00:04:05:17
00:04:05:43
BACK1A* zurück
00:04:05:43
00:04:06:12
00:04:06:12
00:04:06:24
It is different here in Germany: If you want a loan of 100,000 euros, you only receive 50,000 euros.
00:04:06:24
00:04:06:29
HERE1 deutschland
00:04:06:29
00:04:06:43
00:04:06:43
00:04:06:47
GERMAN1*
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00:04:07:21
ALREADY1B* schon
00:04:07:21
00:04:08:27
00:04:08:27
00:04:08:33
$NUM-HUNDREDS1:1 hunderttausend
00:04:08:33
00:04:08:44
00:04:08:44
00:04:09:05
$NUM-THOUSANDS1:1
00:04:09:05
00:04:09:24
00:04:09:24
00:04:09:44
EURO1 euro
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00:04:10:11
00:04:10:18
BUT1 aber
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00:04:10:35
00:04:10:35
00:04:10:43
YOU1 du
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00:04:11:15
00:04:11:15
00:04:11:32
$NUM-TENS2A:5 fünfzigtausend
00:04:11:32
00:04:11:46
00:04:11:46
00:04:12:06
$NUM-HUNDREDS1:1
00:04:12:06
00:04:12:25
00:04:12:25
00:04:12:32
EURO1 euro
00:04:12:32
00:04:12:45
00:04:12:45
00:04:13:03
TO-OBTAIN1* bekommen
00:04:13:03
00:04:13:16
You have to take responsibility for the other 50,000 euros, which means you share the risk with the bank for one half of the money.
00:04:13:16
00:04:13:26
ALL2A^*
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00:04:14:02
REMAINS1B* rest
00:04:14:02
00:04:14:08
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00:04:14:17
$NUM-TENS2A:5* fünfzigtausend
00:04:14:17
00:04:14:20
00:04:14:20
00:04:14:27
WEEK2^
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00:04:14:48
00:04:15:08
RISK6 risiko
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00:04:15:24
TO-BELONG1^
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YOU1^*
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MEANING1* bedeutet
00:04:16:28
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00:04:17:07
HALF1B* halb halb
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RISK6 risiko
00:04:17:30
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00:04:17:37
$INDEX1*
00:04:17:37
00:04:17:38
00:04:17:38
00:04:18:03
The American banks handed out their money like “gifts”. They wanted everything back, though.
00:04:18:03
00:04:18:26
AMERICA1 amerika
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BANK1 bank
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TO-GIVE2^* [MG]
00:04:19:34
00:04:20:08
00:04:20:08
00:04:20:11
LIKE6* wie
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00:04:20:17
00:04:20:23
TO-GIVE2^* geschenke
00:04:20:23
00:04:20:35
$ORAL^ aber
00:04:20:35
00:04:21:10
COME-HERE3B* geld zurück
00:04:21:10
00:04:21:26
All of a sudden, many people weren't able to pay off their loans anymore, and the banks were in financial distress.
00:04:21:26
00:04:21:33
SUDDENLY4 [MG]
00:04:21:33
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$INDEX1*
00:04:21:46
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MUCH-OR-MANY1A viele
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PEOPLE2* leute
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TO-PAY1*
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00:04:23:49
CAN1* kann nicht kann nicht
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00:04:24:36
BANK1 bank
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00:04:25:40
$PROD* [MG]
00:04:25:40
00:04:25:48
00:04:25:48
00:04:26:02
Many properties were sold with a drop in their price.
00:04:26:02
00:04:26:04
$INDEX1
00:04:26:04
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00:04:26:25
MUCH-OR-MANY1A viel
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00:04:26:30
00:04:26:30
00:04:26:40
$ALPHA1:I immobilienhäuser
00:04:26:40
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HOUSE1A^
00:04:27:21
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00:04:27:45
TO-SELL1*
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00:04:28:13
00:04:28:39
BAD-OR-STALE2A^* verlust
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00:04:28:43
00:04:28:43
00:04:28:46
Following that, one bank after another came into distress.
00:04:28:46
00:04:29:21
$GEST-OFF^
00:04:29:21
00:04:29:43
00:04:29:43
00:04:30:06
$PROD* [MG]
00:04:30:06
00:04:30:13
00:04:30:13
00:04:30:15
This set off a chain reaction, which in turn caused for other banks in the world to collapse.
00:04:30:15
00:04:30:35
CHAIN1 kette
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TO-SPREAD2^* [MG]
00:04:31:21
00:04:31:37
00:04:31:37
00:04:32:13
TO-CHANGE6^*
00:04:32:13
00:04:32:27
00:04:32:27
00:04:32:37
WORLD1 welt
00:04:32:37
00:04:32:45
00:04:32:45
00:04:33:26
TO-SPREAD3^* [MG]
00:04:33:26
00:04:33:33
00:04:33:33
00:04:34:21
BREAK-DOWN1A^* [MG]
00:04:34:21
00:04:36:16
00:04:36:16
00:04:36:20
I hope, my savings won’t minimize themselves. Yes, exactly.
00:04:36:20
00:04:36:26
$GEST-OFF^* [MG]
00:04:36:26
00:04:36:31
TO-HOPE2A* hoffen
00:04:36:31
00:04:36:37
00:04:36:37
00:04:36:43
MY1 mein
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MONEY1A geld
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GOOD1 gut
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00:04:37:25
TO-LIVE1C*
00:04:37:25
00:04:37:29
00:04:37:29
00:04:37:35
OVER-OR-ABOUT1 überleben
00:04:37:35
00:04:37:37
00:04:37:37
00:04:37:49
TO-LIVE1C*
00:04:37:49
00:04:38:07
00:04:38:07
00:04:38:09
I am not very sure of it.
00:04:38:09
00:04:38:20
APPROXIMATELY1^
00:04:38:20
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00:04:39:27
Just imagine, that the banks would take off with your savings.
00:04:39:27
00:04:39:41
IMAGINATION1A vorstellen
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BANK1*
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00:04:41:05
YOUR1 dein
00:04:41:05
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00:04:41:27
TO-OPEN-BOOK1^ sparbuch
00:04:41:27
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00:04:41:48
GONE-TO-VANISH3 weg
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00:04:42:27
00:04:42:27
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00:04:43:24
00:04:44:00
You have to trust the banks. That's how it is.
00:04:44:00
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YOU1*
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TRUST1 vertrauen
00:04:44:22
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ON-PERSON1* auf
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00:04:45:12
BANK1 bank
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00:04:45:19
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$GEST-OFF^ [MG]
00:04:45:24
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00:04:45:46
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00:04:46:08
00:04:46:49
True. $GEST-NM-NOD-HEAD1^ stimmt
00:04:46:49
00:04:47:08
I heard that banks could loan money from other banks once they run out of money.
00:04:47:08
00:04:47:16
$ORAL^ aber
00:04:47:16
00:04:47:25
00:04:47:25
00:04:47:30
EXPERIENCE-OR-KNOWLEDGE1B* erfahrung
00:04:47:30
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BANK1* bank
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MONEY1A^
00:04:48:25
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00:04:48:34
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TO-BE-IN-THE-HOT-SEAT2* [MG]
00:04:49:06
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00:04:49:23
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TO-BORROW1* leihen leihen leihen
00:04:50:25
00:04:50:39
00:04:50:39
00:04:50:46
Yes, that's true.
00:04:50:46
00:04:51:05
RIGHT-OR-AGREED1A stimmt
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00:04:51:19
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My father used to get his wage in an envelope.
00:04:51:44
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PAST-OR-BACK-THEN1 früher
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I2* mein
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FATHER1 vater
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WAGE1 lohn
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TO-PUT-IN2^* brief
00:04:54:46
00:04:55:27
TO-GIVE-HOLD-ON-TO1A^
00:04:55:27
00:04:56:03
00:04:56:03
00:04:56:19
The bank wasn't even involved.
00:04:56:19
00:04:56:25
BANK1 bank
00:04:56:25
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$GEST-OFF^ [MG]
00:04:57:03
00:04:57:12
00:04:57:12
00:04:57:25
So he got an envelope that contained the bills? $INDEX1* Yes, you used to get an envelope which contained your wage.
00:04:57:25
00:04:57:39
LETTER-MAIL1A brief
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LETTER-MAIL1B brief
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WAGE1 lohn
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MONEY1A geld
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$PROD*
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TO-PUT-IN2^
00:04:59:00
00:04:59:14
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00:04:59:21
That's interesting.
00:04:59:21
00:04:59:30
INTEREST1A interessant
00:04:59:30
00:04:59:38
TO-GIVE-HOLD-ON-TO1A^
00:04:59:38
00:04:59:46
00:04:59:46
00:05:00:06
00:05:00:06
00:05:00:19
So cash, basically. Yes, in Deutscher Mark.
00:05:00:19
00:05:00:26
TO-PAY-CASH3 bargeld
00:05:00:26
00:05:00:29
00:05:00:29
00:05:00:30
$ALPHA1:D d-m
00:05:00:30
00:05:00:34
00:05:00:34
00:05:00:38
MONEY1A
00:05:00:38
00:05:00:40
GERMAN-MARK1
00:05:00:40
00:05:00:47
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00:05:01:07
00:05:01:17
$GEST-OFF^*
00:05:01:17
00:05:01:18
00:05:01:18
00:05:01:29
It was enough and the envelopes were handed out until there were none left.
00:05:01:29
00:05:01:35
ENOUGH1* genug
00:05:01:35
00:05:01:42
00:05:01:42
00:05:01:47
OFF2^
00:05:01:47
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00:05:02:04
00:05:02:25
TO-DISTRIBUTE2^*
00:05:02:25
00:05:02:35
00:05:02:35
00:05:02:46
FINISHED-EMPTY3^ [MG]
00:05:02:46
00:05:03:03
00:05:03:03
00:05:03:06
The following month, the money was once again handed to you in an envelope.
00:05:03:06
00:05:03:19
NEXT1 nächsten
00:05:03:19
00:05:03:30
00:05:03:30
00:05:03:38
TOGETHER3A^ monat
00:05:03:38
00:05:03:47
TO-PUT-IN2^
00:05:03:47
00:05:04:13
00:05:04:13
00:05:04:46
TO-DISTRIBUTE3^*
00:05:04:46
00:05:05:03
$GEST-OFF^*
00:05:05:03
00:05:05:14
It worked out well that way.
00:05:05:14
00:05:05:19
GOOD1* [MG]
00:05:05:19
00:05:05:27
00:05:05:27
00:05:05:35
$GEST-OFF^
00:05:05:35
00:05:06:04
There are experts at the banks these days who think of ways to increase the profits.
00:05:06:04
00:05:06:09
NOW1 jetzt
00:05:06:09
00:05:06:30
00:05:06:30
00:05:06:35
SKILFUL1A^ [MG]
00:05:06:35
00:05:06:48
00:05:06:48
00:05:07:20
INCREASE2^*
00:05:07:20
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BANK1 bank
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LIKE7A wie
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00:05:08:37
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PRESENT-OR-HERE1* da
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$GEST-OFF^*
00:05:09:04
00:05:09:13
They used to have that before, but now it happens on a bigger scale, and the banks accumulate more and more money.
00:05:09:13
00:05:09:25
BEFOREHAND1* schon vorher
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OFF2^* schon aber
00:05:09:47
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TO-PROMOTE1A^
00:05:10:42
00:05:11:31
$GEST-COME-HERE-OR-GIVE-IT-TO-ME1B^*
00:05:11:31
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If you don't know what to do with your money, you should just bank it.
00:05:11:47
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$PROD* wohin
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OFF2^*
00:05:12:33
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COMPULSION1 gezwungen
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BANK1* bank
00:05:13:27
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00:05:13:39
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TO-GIVE-MONEY2A^* sparbuch sparbuch
00:05:14:16
00:05:14:26
00:05:14:26
00:05:15:12
TO-GIVE-HOLD-ON-TO1A^*
00:05:15:12
00:05:15:25
00:05:15:25
00:05:15:27
Well, what else shall I do with my money?
00:05:15:27
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$GEST-OFF^* [MG]
00:05:15:42
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00:05:15:47
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I1^* was
00:05:15:49
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MONEY1A^* soll machen
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LIKE-THIS1A*
00:05:16:22
00:05:16:28
00:05:16:28
00:05:16:36
If you haven't used up all of your money by the end of the month, there is nothing else to do but to put it in a savings account.
00:05:16:36
00:05:16:46
TO-DECREASE5A^* [MG]
00:05:16:46
00:05:17:06
00:05:17:06
00:05:17:23
CAN1^* [MG]
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00:05:17:40
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TO-GIVE-MONEY2A^*
00:05:17:48
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The wages used to be a pittance but that has changed.
00:05:18:11
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PAST-OR-BACK-THEN1 früher
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HUNGER3 hungerlohn
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WAGE1
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TODAY1 heute
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NOT-ANYMORE1B* nicht mehr
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HUNGER3 hungerlohn
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WAGE1
00:05:20:40
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It can be seen as a form of luxury if you are able to save up money. Part of that money can be spend on a vacation. So, that‘s gone then.
00:05:21:14
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TO-GIVE-MONEY2A^*
00:05:21:18
00:05:21:31
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LUXURY1B* luxus
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EXAMPLE1 beispiel
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00:05:23:11
$NUM-ORDINAL1:1d [MG]
00:05:23:11
00:05:23:22
00:05:23:22
00:05:23:31
PART1A teil
00:05:23:31
00:05:23:45
00:05:23:45
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$INDEX1*
00:05:24:14
00:05:24:38
00:05:24:38
00:05:25:03
VACATION2 urlaub
00:05:25:03
00:05:25:49
00:05:25:49
00:05:26:12
TO-THROW1^* [MG]
00:05:26:12
00:05:26:36
00:05:26:36
00:05:27:20
The food is way cheaper today, too.
00:05:27:20
00:05:27:28
CHEAP1 bi{llig}
00:05:27:28
00:05:27:37
00:05:27:37
00:05:28:00
TO-EAT-OR-FOOD2 essen
00:05:28:00
00:05:28:14
00:05:28:14
00:05:29:08
TO-DECREASE3A* [MG]
00:05:29:08
00:05:29:26
00:05:29:26
00:05:30:29
00:05:30:29
00:05:30:49
You just said that the wages were handed out in envelopes. That was good.
00:05:30:49
00:05:31:00
YOU1*
00:05:31:00
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00:05:31:13
00:05:31:18
TO-SAY1 sagen
00:05:31:18
00:05:32:36
00:05:32:36
00:05:32:45
LETTER-MAIL1B brief
00:05:32:45
00:05:33:05
00:05:33:05
00:05:33:11
WAGE1* lohn
00:05:33:11
00:05:33:18
00:05:33:18
00:05:33:38
$PROD*
00:05:33:38
00:05:33:48
00:05:33:48
00:05:34:21
TO-GIVE-MONEY2A*
00:05:34:21
00:05:34:24
GOOD1* [MG]
00:05:34:24
00:05:35:14
TO-GIVE-MONEY2A*
00:05:35:14
00:05:35:25
That way the state didn't know how much money you've saved up.
00:05:35:25
00:05:35:26
$INDEX1*
00:05:35:26
00:05:35:36
00:05:35:36
00:05:35:37
I1
00:05:35:37
00:05:36:10
00:05:36:10
00:05:36:22
TO-EXPAND1C^*
00:05:36:22
00:05:36:28
00:05:36:28
00:05:36:32
MONEY1A wie viel
00:05:36:32
00:05:36:46
00:05:36:46
00:05:37:05
TO-EXPAND1C^*
00:05:37:05
00:05:37:15
00:05:37:15
00:05:37:17
ABOVE1^
00:05:37:17
00:05:37:32
00:05:37:32
00:05:37:39
STATE1A staat
00:05:37:39
00:05:38:00
00:05:38:00
00:05:38:17
TO-SEE1
00:05:38:17
00:05:38:28
00:05:38:28
00:05:39:02
DONT-KNOW1 weiß ni{cht}
00:05:39:02
00:05:39:12
00:05:39:12
00:05:39:24
$GEST-OFF^*
00:05:39:24
00:05:39:25
00:05:39:25
00:05:39:40
A bank could give them these information.
00:05:39:40
00:05:39:46
BANK1 bank
00:05:39:46
00:05:39:48
00:05:39:48
00:05:39:49
$INDEX1*
00:05:39:49
00:05:40:04
00:05:40:04
00:05:40:05
CAN1* kann
00:05:40:05
00:05:40:20
00:05:40:20
00:05:40:27
TO-BETRAY1A* verraten
00:05:40:27
00:05:40:36
00:05:40:36
00:05:40:49
$INDEX1*
00:05:40:49
00:05:41:10
00:05:41:10
00:05:41:24
$GEST-OFF^* [MG]
00:05:41:24
00:05:41:43
00:05:41:43
00:05:42:10
Good question. I don't know how that worked.
00:05:42:10
00:05:42:11
GOOD1* gute
00:05:42:11
00:05:42:25
00:05:42:25
00:05:42:34
QUESTION1 frage
00:05:42:34
00:05:42:49
00:05:42:49
00:05:43:02
I1
00:05:43:02
00:05:43:15
00:05:43:15
00:05:43:25
HOW-QUESTION-COMPARISON1* weiß nicht wie
00:05:43:25
00:05:43:28
00:05:43:28
00:05:43:32
I can ask again.
00:05:43:32
00:05:43:34
I1
00:05:43:34
00:05:43:41
00:05:43:41
00:05:43:46
CAN1 kann
00:05:43:46
00:05:44:01
00:05:44:01
00:05:44:08
ONCE-AGAIN2B noch mal
00:05:44:08
00:05:44:15
00:05:44:15
00:05:44:17
QUESTION1* fragen
00:05:44:17
00:05:44:21
00:05:44:21
00:05:44:38
My dad got his wage in an envelope until after the second world war had ended. Afterwards they changed it.
00:05:44:38
00:05:44:44
BUT1* aber
00:05:44:44
00:05:45:03
00:05:45:03
00:05:45:21
$NUM-ORDINAL1:2 zweiter weltkrieg
00:05:45:21
00:05:45:43
00:05:45:43
00:05:46:12
WAR1A
00:05:46:12
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OVER1* vorbei
00:05:46:30
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00:05:46:39
00:05:46:47
Yes, in that time in between.
00:05:46:47
00:05:46:48
SOON1^*
00:05:46:48
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$GEST-OFF^* ja
00:05:47:03
00:05:47:15
00:05:47:15
00:05:47:22
BEFORE1E^*
00:05:47:22
00:05:47:32
00:05:47:32
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$GEST-OFF^ [MG]
00:05:47:41
00:05:47:45
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00:05:48:00
00:05:48:05
RIGHT-OR-AGREED1A*
00:05:48:05
00:05:48:11
00:05:48:11
00:05:48:15
TO-FOLD-OUT-PAGE1^* brief
00:05:48:15
00:05:48:18
00:05:48:18
00:05:48:25
00:05:48:25
00:05:48:44
TO-GIVE-HOLD-ON-TO1A^* später
00:05:48:44
00:05:49:12
Right. $GEST-NM-NOD-HEAD1^ stimmt
00:05:49:12
00:05:49:31
00:05:49:31
00:05:50:05
TO-CHANGE1A^ [MG]
00:05:50:05
00:05:50:21
Yes, maybe now they have a stricter regulation. Oh well.
00:05:50:21
00:05:50:22
NOW1* jetzt
00:05:50:22
00:05:50:30
$GEST-OFF^ [MG]
00:05:50:30
00:05:50:31
MORE1 mehr
00:05:50:31
00:05:50:33
00:05:50:33
00:05:50:43
00:05:50:43
00:05:51:07
SHARP1A scharf scharf
00:05:51:07
00:05:51:16
Yes. $GEST-NM-NOD-HEAD1^ ja
00:05:51:16
00:05:51:34
00:05:51:34
00:05:51:39
OFF2^* Just for that reason.
00:05:51:39
00:05:51:42
00:05:51:42
00:05:52:02
THEREFORE1* darum
00:05:52:02
00:05:52:06
00:05:52:06
00:05:52:28
00:05:52:28
00:05:53:36
00:05:53:36
00:06:07:34
What kind of assets do you have now? Do you have a savings account which pays interest on your money? Do you invest in stocks, have a fund or something similar? What do you guys have?
00:06:07:34
00:06:08:23
00:06:08:23
00:06:08:41
I have my money in a savings account, yes.
00:06:08:41
00:06:09:05
TO-OPEN-BOOK1^ sparbuch
00:06:09:05
00:06:09:22
00:06:09:22
00:06:09:40
TO-GIVE-MONEY2A^* [MG]
00:06:09:40
00:06:10:05
00:06:10:05
00:06:10:14
$GEST-OFF^*
00:06:10:14
00:06:10:35
00:06:10:35
00:06:10:39
Yes, my money is in a savings account. The interest vary.
00:06:10:39
00:06:10:49
EQUAL8* dasselbe
00:06:10:49
00:06:11:08
00:06:11:08
00:06:11:13
ZIGZAG-CURVE1A^* [MG]
00:06:11:13
00:06:11:19
TO-OPEN-BOOK1^ sparbuch
00:06:11:19
00:06:11:27
00:06:11:27
00:06:11:38
TO-COLLECT1^*
00:06:11:38
00:06:11:45
00:06:11:45
00:06:12:17
00:06:12:17
00:06:13:07
00:06:13:07
00:06:13:22
Also/
00:06:13:22
00:06:13:28
ALSO3A* auch
00:06:13:28
00:06:13:38
00:06:13:38
00:06:13:48
$NAME #name1
00:06:13:48
00:06:14:38
00:06:14:38
00:06:15:20
00:06:15:20
00:06:15:30
I bought shares and invested my money that way, too.
00:06:15:30
00:06:15:32
ALSO3A auch
00:06:15:32
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00:06:15:37
00:06:15:38
I1*
00:06:15:38
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00:06:16:06
00:06:16:33
ZIGZAG-CURVE1A^* aktien
00:06:16:33
00:06:16:49
00:06:16:49
00:06:17:12
TO-GIVE-MONEY2A^* [MG]
00:06:17:12
00:06:17:45
00:06:17:45
00:06:18:16
I watch the stock changes and compare them.
00:06:18:16
00:06:18:24
TO-LOOK1* [MG]
00:06:18:24
00:06:18:30
00:06:18:30
00:06:19:02
COMPARISON1A^* [MG]
00:06:19:02
00:06:19:07
00:06:19:07
00:06:19:11
If one gets to risky, I pull my money back and choose another one.
00:06:19:11
00:06:19:20
$INDEX1*
00:06:19:20
00:06:19:27
00:06:19:27
00:06:19:36
RISK6 risiko
00:06:19:36
00:06:19:42
00:06:19:42
00:06:20:05
NO1B^* [MG]
00:06:20:05
00:06:20:17
00:06:20:17
00:06:20:43
$INDEX1* [MG]
00:06:20:43
00:06:21:13
00:06:21:13
00:06:21:32
One can check that with ones online banking. I run and administer everything there.
00:06:21:32
00:06:21:42
TO-LOOK1* schauen
00:06:21:42
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00:06:22:14
00:06:22:25
INTERNET1A* internet-bank
00:06:22:25
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00:06:23:12
BANK1^*
00:06:23:12
00:06:23:28
00:06:23:28
00:06:24:09
MANY-THINGS-RELATED1* [MG]
00:06:24:09
00:06:24:16
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COMPARISON1A^ [MG]
00:06:24:32
00:06:25:10
00:06:25:10
00:06:26:27
00:06:26:27
00:06:26:44
I remember that an increased number of insurance salesmen came to visit me after the fall of the Berlin wall.
00:06:26:44
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I1 ich
00:06:26:47
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00:06:27:07
00:06:27:10
TO-KNOW-OR-KNOWLEDGE2B* weiß
00:06:27:10
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00:06:27:22
00:06:27:46
PAST-OR-BACK-THEN1 früher
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I1
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00:06:29:16
LAST4^* damals
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WALL3* mauerfall
00:06:30:18
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FALL-OF-THE-BERLIN-WALL1
00:06:30:35
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MORE3 mehr mehr
00:06:31:27
00:06:31:43
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INSURANCE2* versicherungsvertreter
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SUBSTITUTE2A
00:06:32:21
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00:06:32:47
I1^
00:06:32:47
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TO-VISIT-OR-TO-ATTEND1B*
00:06:33:26
00:06:33:27
00:06:33:27
00:06:33:39
They recommended many things.
00:06:33:39
00:06:34:10
TO-RECOMMEND1A* empfehlen empfehlen
00:06:34:10
00:06:34:29
$GEST^
00:06:34:29
00:06:34:37
MUCH-OR-MANY1A^*
00:06:34:37
00:06:34:41
00:06:34:41
00:06:35:00
I didn't know anything about it from my time in the GDR.
00:06:35:00
00:06:35:15
I1 aber ich
00:06:35:15
00:06:35:25
00:06:35:25
00:06:35:31
PAST-OR-BACK-THEN1* früher
00:06:35:31
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00:06:36:02
$ALPHA1:D-R* d-d-r
00:06:36:02
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00:06:36:16
00:06:36:28
TO-KNOW-STH-OR-SB1B* kennen nicht
00:06:36:28
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00:06:36:45
NOT1
00:06:36:45
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We didn't have anything like that.
00:06:37:16
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EMPTY1^
00:06:37:40
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Everything was new to me and one thing seemed to top off the other. I was very unsure and confused.
00:06:37:46
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COMMA1^*
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NEW1A^*
00:06:38:20
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GOOD5A^*
00:06:38:37
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I2*
00:06:39:00
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00:06:39:07
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OR3^*
00:06:40:07
00:06:40:13
00:06:40:13
00:06:40:21
I was recommended a life insurance with an insurance period of 21 years which I signed, though I hesitated at first.
00:06:40:21
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$INDEX1*
00:06:40:22
00:06:40:38
00:06:40:38
00:06:40:44
TO-LIVE1C lebensversicherung
00:06:40:44
00:06:41:02
00:06:41:02
00:06:41:12
INSURANCE2*
00:06:41:12
00:06:41:30
00:06:41:30
00:06:41:37
GOOD1* [MG]
00:06:41:37
00:06:42:02
00:06:42:02
00:06:42:09
TO-PERCEIVE-EAR1^*
00:06:42:09
00:06:42:26
00:06:42:26
00:06:42:33
OKAY1A okay
00:06:42:33
00:06:42:40
00:06:42:40
00:06:42:41
I2
00:06:42:41
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00:06:43:04
00:06:43:21
TO-SIGN-A-FORM1A
00:06:43:21
00:06:43:32
00:06:43:32
00:06:43:33
$NUM-ONE-TO-TEN1A:1d einundzwanzig
00:06:43:33
00:06:43:39
00:06:43:39
00:06:43:47
$NUM-TENS2A:2d
00:06:43:47
00:06:44:08
00:06:44:08
00:06:44:31
YEAR2A jahre
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00:06:44:43
00:06:44:43
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INSURANCE2* versicherung
00:06:45:03
00:06:45:11
00:06:45:11
00:06:45:25
MEASURE-SAGITTAL2B^*
00:06:45:25
00:06:45:26
00:06:45:26
00:06:45:33
I would get that money later in addition to my pension.
00:06:45:33
00:06:45:35
LATER3* später
00:06:45:35
00:06:45:47
00:06:45:47
00:06:46:13
PENSION1* rente
00:06:46:13
00:06:46:29
00:06:46:29
00:06:47:05
TO-TOP-UP1B
00:06:47:05
00:06:47:08
00:06:47:08
00:06:47:17
I agreed and some time passed.
00:06:47:17
00:06:47:18
I1
00:06:47:18
00:06:47:24
00:06:47:24
00:06:47:29
OKAY1A* okay
00:06:47:29
00:06:47:35
00:06:47:35
00:06:47:40
$GEST-DECLINE1^ [MG]
00:06:47:40
00:06:48:41
TO-WIND1^
00:06:48:41
00:06:49:06
$GEST-OFF^
00:06:49:06
00:06:49:17
I canceled the insurance after seven years and I got my money back.
00:06:49:17
00:06:49:31
MAYBE1 vielleicht
00:06:49:31
00:06:50:01
00:06:50:01
00:06:50:16
YEAR1B* sieben jahre
00:06:50:16
00:06:50:33
00:06:50:33
00:06:50:48
TERMINATION1 [MG]
00:06:50:48
00:06:51:09
00:06:51:09
00:06:51:21
MONEY1A geld
00:06:51:21
00:06:51:24
00:06:51:24
00:06:51:45
BACK1A zurück
00:06:51:45
00:06:52:12
Even though I wasn't getting my whole money back, I invested in another asset and was done with it.
00:06:52:12
00:06:52:19
UPDATE1A^*
00:06:52:19
00:06:52:43
00:06:52:43
00:06:53:00
LOSS2 verlust
00:06:53:00
00:06:53:13
00:06:53:13
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YES1A ja
00:06:53:16
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00:06:53:38
00:06:53:44
DIFFERENT1 andere
00:06:53:44
00:06:54:02
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TO-GIVE-MONEY2A^* anlage
00:06:54:35
00:06:54:49
00:06:54:49
00:06:55:13
NO3B^*
00:06:55:13
00:06:55:26
$GEST-OFF^*
00:06:55:26
00:06:55:30
00:06:55:30
00:06:55:43
I put my money in a certificate of deposit which is similar to a savings account. It pays more interests than my life insurances which payed almost no interests.
00:06:55:43
00:06:55:48
$GEST-OFF^* wie
00:06:55:48
00:06:56:08
00:06:56:08
00:06:56:16
TO-SAVE2* sparbuch
00:06:56:16
00:06:56:22
00:06:56:22
00:06:56:29
BOOK1B
00:06:56:29
00:06:56:35
00:06:56:35
00:06:56:47
$GEST-OFF^* aber wie
00:06:56:47
00:06:57:06
00:06:57:06
00:06:57:14
TO-SAVE2* sparbrief
00:06:57:14
00:06:57:26
00:06:57:26
00:06:57:32
LETTER-MAIL1B
00:06:57:32
00:06:58:00
00:06:58:00
00:06:58:12
TO-THROW1^*
00:06:58:12
00:06:58:25
00:06:58:25
00:06:58:33
TO-LET2A^*
00:06:58:33
00:06:58:45
00:06:58:45
00:06:59:00
BETTER1* besser
00:06:59:00
00:06:59:05
00:06:59:05
00:06:59:13
$INDEX1*
00:06:59:13
00:06:59:28
00:06:59:28
00:06:59:30
$INDEX1*
00:06:59:30
00:06:59:41
00:06:59:41
00:06:59:49
TO-LIVE1C* lebensversicherung
00:06:59:49
00:07:00:06
00:07:00:06
00:07:00:15
INSURANCE1*
00:07:00:15
00:07:00:24
00:07:00:24
00:07:00:30
$INDEX1*
00:07:00:30
00:07:00:38
00:07:00:38
00:07:00:44
ALMOST2 fast
00:07:00:44
00:07:01:05
00:07:01:05
00:07:01:13
NOTHING1B nichts
00:07:01:13
00:07:01:26
00:07:01:26
00:07:01:37
OFF2^*
00:07:01:37
00:07:02:04
00:07:02:04
00:07:02:17
It was just new to me. That's the way it was.
00:07:02:17
00:07:02:19
I2^
00:07:02:19
00:07:02:24
00:07:02:24
00:07:02:30
NEW4A* neu
00:07:02:30
00:07:03:02
$GEST-I-DONT-KNOW1^* [MG]
00:07:03:02
00:07:03:11
That's true. But at least you gained experience.
00:07:03:11
00:07:03:15
$GEST-OFF^ stimmt
00:07:03:15
00:07:03:28
00:07:03:28
00:07:03:37
00:07:03:37
00:07:04:08
The competition is just very strong.
00:07:04:08
00:07:04:16
EXPERIENCE-OR-KNOWLEDGE1B* erfahrung
00:07:04:16
00:07:04:20
00:07:04:20
00:07:04:28
COMPETITION1 konkurrenz
00:07:04:28
00:07:04:43
TO-COLLECT1^*
00:07:04:43
00:07:05:00
00:07:05:00
00:07:05:03
$INDEX1*
00:07:05:03
00:07:05:08
00:07:05:08
00:07:05:17
00:07:05:17
00:07:05:25
$GEST-OFF^ [MG]
00:07:05:25
00:07:05:29
00:07:05:29
00:07:06:02
00:07:06:02
00:07:06:43
I was also told that one shouldn't deposit to much money in an insurance contract because of their little interest rate.
00:07:06:43
00:07:06:48
ALSO3A auch
00:07:06:48
00:07:07:22
00:07:07:22
00:07:07:45
TO-LET-KNOW1A*
00:07:07:45
00:07:08:26
00:07:08:26
00:07:09:07
TO-GIVE-MONEY2A^* [MG]
00:07:09:07
00:07:09:37
00:07:09:37
00:07:09:48
OLD5A alt
00:07:09:48
00:07:10:11
00:07:10:11
00:07:10:36
TO-PAY2^ versicherung
00:07:10:36
00:07:10:43
00:07:10:43
00:07:11:13
NO1A [MG]
00:07:11:13
00:07:11:28
00:07:11:28
00:07:11:45
LITTLE-BIT4* [MG]
00:07:11:45
00:07:12:15
TO-DECREASE3B^*
00:07:12:15
00:07:12:17
It increases only after a few years.
00:07:12:17
00:07:12:29
$ORAL^ warum
00:07:12:29
00:07:12:42
00:07:12:42
00:07:13:14
YEAR2A* jahr
00:07:13:14
00:07:13:25
00:07:13:25
00:07:14:03
PERIOD1A^*
00:07:14:03
00:07:14:26
00:07:14:26
00:07:15:05
TO-RAISE1B [MG]
00:07:15:05
00:07:15:27
00:07:15:27
00:07:15:29
$INDEX1*
00:07:15:29
00:07:15:37
00:07:15:37
00:07:15:47
The money can rather be used for leisure than/
00:07:15:47
00:07:16:08
RATHER1 lieber
00:07:16:08
00:07:16:19
00:07:16:19
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$INDEX1*
00:07:16:26
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00:07:16:40
00:07:17:07
LEISURE1B* freizeit
00:07:17:07
00:07:17:18
00:07:17:18
00:07:17:27
TO-MAKE-USE-OF-STH2* nutzen
00:07:17:27
00:07:17:36
00:07:17:36
00:07:17:42
TO-BELONG1^* lieber
00:07:17:42
00:07:18:06
00:07:18:06
00:07:18:14
OFF2^
00:07:18:14
00:07:18:30
00:07:18:30
00:07:19:10
A vacation is good for relaxing and good for the soul.
00:07:19:10
00:07:19:22
VACATION3* urlaub
00:07:19:22
00:07:19:33
00:07:19:33
00:07:19:42
$GEST-TO-PONDER1^ genießen
00:07:19:42
00:07:20:06
00:07:20:06
00:07:20:23
TO-ENJOY1*
00:07:20:23
00:07:20:39
00:07:20:39
00:07:21:07
FEELING3^ [MG]
00:07:21:07
00:07:21:25
00:07:21:25
00:07:21:35
GOOD1*
00:07:21:35
00:07:21:45
00:07:21:45
00:07:21:47
One has to enjoy themselves and one doesn't need to save money with all their might. That's not good either.
00:07:21:47
00:07:22:04
$GEST-OFF^
00:07:22:04
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WELL1 wohl
00:07:22:28
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00:07:22:39
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MUST1*
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00:07:23:17
00:07:23:41
TO-SAVE2 [MG]
00:07:23:41
00:07:23:47
00:07:23:47
00:07:24:19
TO-GIVE-MONEY2A^*
00:07:24:19
00:07:24:32
00:07:24:32
00:07:24:36
NOT-TOO-BAD1B geht
00:07:24:36
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00:07:24:43
00:07:25:01
NOT3A nicht
00:07:25:01
00:07:25:10
00:07:25:10
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$GEST-OFF^ [MG]
00:07:25:16
00:07:25:38
00:07:25:38
00:07:26:10
I am not sure if the state will keep cash out money of the citizens' pensions funds. A lot of open questions remain.
00:07:26:10
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FUTURE2* zukunft
00:07:26:13
00:07:26:23
00:07:26:23
00:07:27:18
PENSION1 rente
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A huge pile/
00:07:28:00
00:07:28:05
STATE1A* staat
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00:07:28:14
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AMOUNT1A^* [MG]
00:07:28:21
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CARE1^*
00:07:28:42
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Right, yes.
00:07:29:02
00:07:29:03
I-SEE2* ach so
00:07:29:03
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00:07:29:16
LIKE-THIS1^*
00:07:29:16
00:07:29:17
QUESTION-MARK2^
00:07:29:17
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00:07:29:48
00:07:29:48
00:07:30:00
The pension payments decrease. $GEST-OFF^*
00:07:30:00
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00:07:30:14
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TO-DECREASE1* wenig wenig wenig
00:07:31:11
00:07:31:16
00:07:31:16
00:07:31:22
What does the youth do?
00:07:31:22
00:07:31:23
AND2A* und
00:07:31:23
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00:07:31:39
00:07:31:42
OFFSPRING1* nachwuchs
00:07:31:42
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00:07:31:47
00:07:32:44
WHERE1A* wo wo wo
00:07:32:44
00:07:33:21
Oh well. $GEST-OFF^ [MG]
00:07:33:21
00:07:34:02
00:07:34:02
00:07:34:14
00:07:34:14
00:07:34:26
I live/
00:07:34:26
00:07:34:27
I1
00:07:34:27
00:07:34:35
00:07:34:35
00:07:35:06
TO-LIVE1C* leben
00:07:35:06
00:07:35:14
00:07:35:14
00:07:35:30
I’m asking myself how this is supposed to work out.
00:07:35:30
00:07:35:40
TO-PONDER1 überlegen
00:07:35:40
00:07:35:49
00:07:35:49
00:07:36:12
HOW-QUESTION-COMPARISON1* wie wie
00:07:36:12
00:07:36:43
00:07:36:43
00:07:37:11
Neither of us knows that. One has to imagine that we put aside large amounts of money again and again so that once we are old and frail, there is enough left.
00:07:37:11
00:07:37:31
WE2* IMAGINATION1A* vorstellen
00:07:37:31
00:07:37:37
00:07:37:37
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00:07:37:45
00:07:37:48
TO-GIVE-MONEY2A^* [MG]
00:07:37:48
00:07:38:04
TO-KNOW-OR-KNOWLEDGE2B weiß
00:07:38:04
00:07:38:15
00:07:38:15
00:07:38:23
NOT3A nicht
00:07:38:23
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00:07:39:25
$INDEX1
00:07:39:25
00:07:39:40
00:07:39:40
00:07:40:37
AMOUNT1A^* [MG]
00:07:40:37
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00:07:41:02
00:07:41:10
OLD5B* alt
00:07:41:10
00:07:41:20
00:07:41:20
00:07:42:05
$GEST^ [LM:aua]
00:07:42:05
00:07:42:23
00:07:42:23
00:07:42:40
And then, when you don't want to go on a vacation anymore and rather stay at home you are left with the rest of the money.
00:07:42:40
00:07:42:46
VACATION6* urlaub
00:07:42:46
00:07:43:05
00:07:43:05
00:07:43:18
$GEST-DECLINE1^ [MG]
00:07:43:18
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00:07:43:31
00:07:43:40
DONT-FEEL-LIKE-IT1 [MG]
00:07:43:40
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00:07:44:10
AT-HOME2 zu hause
00:07:44:10
00:07:44:23
00:07:44:23
00:07:45:08
SMALL5^* [MG]
00:07:45:08
00:07:45:22
00:07:45:22
00:07:45:24
$INDEX1
00:07:45:24
00:07:45:32
You could give some of the money to your grandchildren.
00:07:45:32
00:07:45:41
GRANDCHILD3* enkel
00:07:45:41
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00:07:45:48
00:07:46:06
$GEST-OFF^
00:07:46:06
00:07:46:21
00:07:46:21
00:07:47:23
TO-GIVE-MONEY2A^* [MG]
00:07:47:23
00:07:47:30
00:07:47:30
00:07:47:35
CAN1^
00:07:47:35
00:07:47:38
00:07:47:38
00:07:47:39
$INDEX1*
00:07:47:39
00:07:48:16
00:07:48:16
00:07:48:31
00:07:48:31
00:07:48:34
Though, if you are working around the clock and are saving up money, you should rather enjoy yourself sometimes.
00:07:48:34
00:07:48:43
$ORAL^ aber
00:07:48:43
00:07:49:07
00:07:49:07
00:07:49:17
MUCH-OR-MANY1A viel
00:07:49:17
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00:07:49:20
00:07:49:34
HOUR1B* stunden
00:07:49:34
00:07:49:44
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YEAR2A im jahr
00:07:50:07
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00:07:50:14
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TO-WORK4* [MG]
00:07:51:07
00:07:51:24
00:07:51:24
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TO-GIVE-MONEY2A^* [MG]
00:07:52:07
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00:07:52:20
00:07:52:30
RATHER1 lieber
00:07:52:30
00:07:52:44
00:07:52:44
00:07:53:00
Yes, that is good and then have a nice vacation.
00:07:53:00
00:07:53:10
TO-WORK4* arbeiten
00:07:53:10
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00:07:53:16
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TO-WORK1
00:07:53:36
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AND2A und
00:07:54:08
00:07:54:09
AND2B* und
00:07:54:09
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00:07:54:31
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VACATION2* urlaub
00:07:54:47
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00:07:55:39
TO-ENJOY1 genießen
00:07:55:39
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LIKE-THIS1^*
00:07:56:00
00:07:56:16
00:07:56:16
00:07:56:32
Then you enjoy yourself.
00:07:56:32
00:07:56:40
OFF2^* wohl
00:07:56:40
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Oh well.
00:07:57:24
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$GEST-OFF^* [MG]
00:07:57:32
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00:07:57:49
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00:07:58:25
00:07:58:40
It has advantages and disadvantages.
00:07:58:40
00:07:58:41
TO-BELONG1^*
00:07:58:41
00:07:59:02
00:07:59:02
00:07:59:15
ADVANTAGE2 vor- und nachteil
00:07:59:15
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OFF2^*
00:07:59:25
00:07:59:33
00:07:59:33
00:07:59:45
DISADVANTAGE3
00:07:59:45
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00:07:59:47
00:08:00:01
I am self-employed.
00:08:00:01
00:08:00:03
$GEST-OFF^* bin
00:08:00:03
00:08:00:08
00:08:00:08
00:08:00:24
SELF1A* selbst
00:08:00:24
00:08:00:26
00:08:00:26
00:08:00:32
SELF1A* selbstständig
00:08:00:32
00:08:00:37
00:08:00:37
00:08:01:06
TO-STAND1
00:08:01:06
00:08:01:11
00:08:01:11
00:08:01:15
Up to this point I didn't pay into the pension fund therefore I don't know what that is like.
00:08:01:15
00:08:01:16
I1*
00:08:01:16
00:08:01:22
00:08:01:22
00:08:01:28
PENSION1* rentenversicherung
00:08:01:28
00:08:01:38
00:08:01:38
00:08:01:48
INSURANCE2*
00:08:01:48
00:08:02:08
00:08:02:08
00:08:02:19
TO-GIVE-MONEY2A^*
00:08:02:19
00:08:02:33
Right.
00:08:02:33
00:08:02:38
ZERO2A* null
00:08:02:38
00:08:03:00
00:08:03:00
00:08:03:12
NONE8* [MG] $ORAL^ ach so
00:08:03:12
00:08:03:19
00:08:03:19
00:08:03:33
UNTIL-NOW3B bis jetzt
00:08:03:33
00:08:03:40
00:08:03:40
00:08:03:44
OR3^* [MG]
00:08:03:44
00:08:04:14
Is that on a voluntary basis?
00:08:04:14
00:08:04:19
VOLUNTARY4* freiwillig
00:08:04:19
00:08:04:37
00:08:04:37
00:08:04:40
00:08:04:40
00:08:04:41
It is voluntary for you, right.
00:08:04:41
00:08:04:45
YOU1^*
00:08:04:45
00:08:04:46
00:08:04:46
00:08:05:03
Yes, it is voluntary and I could pay it.
00:08:05:03
00:08:05:07
$ORAL^ ja VOLUNTARY4* freiwillig
00:08:05:07
00:08:05:26
00:08:05:26
00:08:05:29
$INDEX1
00:08:05:29
00:08:05:31
00:08:05:31
00:08:05:40
00:08:05:40
00:08:05:45
VOLUNTARY4* freiwillig RIGHT-OR-AGREED1A stimmt
00:08:05:45
00:08:06:05
00:08:06:05
00:08:06:08
00:08:06:08
00:08:06:18
REQUEST1A* kann
00:08:06:18
00:08:06:21
Didn't it just recently become mandatory?
00:08:06:21
00:08:06:22
I1
00:08:06:22
00:08:06:23
00:08:06:23
00:08:06:30
BUT1* aber
00:08:06:30
00:08:06:31
TO-GIVE-HOLD-ON-TO1A*
00:08:06:31
00:08:06:36
00:08:06:36
00:08:06:38
00:08:06:38
00:08:06:47
I am not sure. NOW1 jetzt
00:08:06:47
00:08:06:49
00:08:06:49
00:08:07:00
I2* aber
00:08:07:00
00:08:07:02
00:08:07:02
00:08:07:07
NEW1A neu
00:08:07:07
00:08:07:09
$GEST-OFF^*
00:08:07:09
00:08:07:19
00:08:07:19
00:08:07:20
ATTENTION1A^*
00:08:07:20
00:08:07:24
00:08:07:24
00:08:07:31
00:08:07:31
00:08:07:35
DUTY5* pflicht
00:08:07:35
00:08:07:43
00:08:07:43
00:08:08:04
00:08:08:04
00:08:08:26
NO1A
00:08:08:26
00:08:08:33
00:08:08:33
00:08:08:40
Well. No, no. Or didn't it?
00:08:08:40
00:08:08:47
$GEST-NM-SHAKE-HEAD1^ [MG]
00:08:08:47
00:08:09:02
ATTENTION1A^* nein
00:08:09:02
00:08:09:17
00:08:09:17
00:08:09:35
Is it still voluntary?
00:08:09:35
00:08:09:44
STILL4A* noch
00:08:09:44
00:08:10:02
00:08:10:02
00:08:10:20
VOLUNTARY4* freiwillig
00:08:10:20
00:08:10:31
00:08:10:31
00:08:10:41
I thought it became mandatory recently, but apparently that's not true.
00:08:10:41
00:08:11:00
I-SEE1 ach so
00:08:11:00
00:08:11:08
00:08:11:08
00:08:11:13
TO-BELIEVE2B* glauben
00:08:11:13
00:08:11:30
00:08:11:30
00:08:11:40
RECENTLY1* [MG]
00:08:11:40
00:08:12:15
00:08:12:15
00:08:12:22
DUTY5* pflicht
00:08:12:22
00:08:12:30
00:08:12:30
00:08:12:36
RIGHT-OR-AGREED1A* stimmt nicht
00:08:12:36
00:08:12:40
No, so far it didn't.
00:08:12:40
00:08:12:48
$GEST-NM-SHAKE-HEAD1^ [MG]
00:08:12:48
00:08:13:05
OKAY1A* okay
00:08:13:05
00:08:13:17
00:08:13:17
00:08:13:29
00:08:13:29
00:08:13:40
UNTIL-NOW3B* bis jetzt
00:08:13:40
00:08:14:01
$GEST-OFF^* [MG]
00:08:14:01
00:08:14:04
00:08:14:04
00:08:14:10
And it is new that self-employers can cover an unemployment insurance.
00:08:14:10
00:08:14:15
AND5 und
00:08:14:15
00:08:14:26
00:08:14:26
00:08:14:36
TO-WORK2* arbeitslosenversicherung
00:08:14:36
00:08:14:45
00:08:14:45
00:08:15:06
$MORPH-LESS1
00:08:15:06
00:08:15:24
00:08:15:24
00:08:15:36
INSURANCE2*
00:08:15:36
00:08:16:01
00:08:16:01
00:08:16:02
NEW1A*
00:08:16:02
00:08:16:11
00:08:16:11
00:08:16:15
ALSO3A auch
00:08:16:15
00:08:16:23
00:08:16:23
00:08:16:26
FOR1 für
00:08:16:26
00:08:16:32
00:08:16:32
00:08:16:37
SELF1A* selbstständig
00:08:16:37
00:08:16:42
00:08:16:42
00:08:17:00
TO-STAND1
00:08:17:00
00:08:17:06
00:08:17:06
00:08:17:08
ALSO3A* auch
00:08:17:08
00:08:17:17
00:08:17:17
00:08:17:28
NEW1A neu
00:08:17:28
00:08:18:06
00:08:18:06
00:08:18:14
I personally didn't.
00:08:18:14
00:08:18:21
I2
00:08:18:21
00:08:18:31
00:08:18:31
00:08:18:37
NONE7 [MG]
00:08:18:37
00:08:19:00
I signed something ahead of time that is older.
00:08:19:00
00:08:19:14
BEFOREHAND2* vorher
00:08:19:14
00:08:19:24
00:08:19:24
00:08:19:35
OLD5A alt
00:08:19:35
00:08:20:06
00:08:20:06
00:08:20:22
I don't have an unemployment insurance because they didn't use to have that.
00:08:20:22
00:08:20:23
I2*
00:08:20:23
00:08:20:34
00:08:20:34
00:08:20:38
$GEST-OFF^*
00:08:20:38
00:08:21:10
PAST1^*
00:08:21:10
00:08:21:18
00:08:21:18
00:08:21:40
THERE-IS3* gibt nicht
00:08:21:40
00:08:21:46
00:08:21:46
00:08:22:09
NONE1* kein
00:08:22:09
00:08:22:10
00:08:22:10
00:08:22:17
Now it is new that if you are unemployed/
00:08:22:17
00:08:22:22
NOW3* jetzt
00:08:22:22
00:08:22:30
00:08:22:30
00:08:22:40
NEW1A neu
00:08:22:40
00:08:23:17
00:08:23:17
00:08:23:18
IF-OR-WHEN1A* wenn
00:08:23:18
00:08:23:23
00:08:23:23
00:08:23:27
TO-WORK4* arbeitslos
00:08:23:27
00:08:23:34
00:08:23:34
00:08:23:44
$MORPH-LESS1
00:08:23:44
00:08:24:02
00:08:24:02
00:08:24:17
No, that’s wrong. So, if you are self-employed, you are recommended to get an unemployment insurance.
00:08:24:17
00:08:24:35
NO1A
00:08:24:35
00:08:24:43
00:08:24:43
00:08:24:49
TO-WORK2* ar{beit}
00:08:24:49
00:08:25:05
00:08:25:05
00:08:25:11
SELF1A* selbstständig
00:08:25:11
00:08:25:17
00:08:25:17
00:08:25:26
TO-STAND1
00:08:25:26
00:08:25:34
00:08:25:34
00:08:25:41
$INDEX1*
00:08:25:41
00:08:26:13
00:08:26:13
00:08:26:27
TO-RECOMMEND1A empfehlen
00:08:26:27
00:08:27:06
00:08:27:06
00:08:27:10
TO-WORK2* arbeitslosenversicherung
00:08:27:10
00:08:27:15
00:08:27:15
00:08:27:23
$MORPH-LESS1
00:08:27:23
00:08:27:45
00:08:27:45
00:08:27:49
INSURANCE2*
00:08:27:49
00:08:28:10
00:08:28:10
00:08:28:21
TO-LET-KNOW2^
00:08:28:21
00:08:28:24
00:08:28:24
00:08:28:39
That are around 12 euros per month.
00:08:28:39
00:08:29:00
$NUM-TEEN2A:2d zwölf
00:08:29:00
00:08:29:12
00:08:29:12
00:08:29:20
EURO1 euro
00:08:29:20
00:08:29:28
00:08:29:28
00:08:29:46
MONTH1* monat
00:08:29:46
00:08:30:02
00:08:30:02
00:08:30:25
TO-PAY1*
00:08:30:25
00:08:30:33
00:08:30:33
00:08:30:34
The advantage is that you receive unemployment benefits once the self-employment does not work out. $INDEX1
00:08:30:34
00:08:30:42
00:08:30:42
00:08:30:46
SELF1A* selbstst{ändig}
00:08:30:46
00:08:30:49
00:08:30:49
00:08:31:06
TO-STAND1
00:08:31:06
00:08:31:18
00:08:31:18
00:08:31:28
UPWARDS1^*
00:08:31:28
00:08:31:36
00:08:31:36
00:08:31:45
TO-ACCOMPLISH1A schaffen
00:08:31:45
00:08:32:01
00:08:32:01
00:08:32:12
NOT3A
00:08:32:12
00:08:32:27
00:08:32:27
00:08:32:31
TO-WORK2* arbeitslos
00:08:32:31
00:08:32:35
00:08:32:35
00:08:32:39
$MORPH-LESS1
00:08:32:39
00:08:32:49
00:08:32:49
00:08:33:08
TO-PAY3^*
00:08:33:08
00:08:33:19
00:08:33:19
00:08:33:24
ADVANTAGE1 [MG]
00:08:33:24
00:08:33:28
00:08:33:28
00:08:33:29
If my self-employment does not work out then I won't get any money.
00:08:33:29
00:08:33:32
I1
00:08:33:32
00:08:33:41
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00:08:33:43
IF-OR-WHEN1A wenn
00:08:33:43
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00:08:33:48
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I1
00:08:34:00
00:08:34:12
00:08:34:12
00:08:34:19
SELF1A* selbst{ständig}
00:08:34:19
00:08:34:21
00:08:34:21
00:08:34:26
TO-STAND1
00:08:34:26
00:08:34:33
00:08:34:33
00:08:34:41
TO-ACCOMPLISH1A* schaffen
00:08:34:41
00:08:34:48
00:08:34:48
00:08:35:01
NOT3A*
00:08:35:01
00:08:35:06
00:08:35:06
00:08:35:09
THEN1A* dann
00:08:35:09
00:08:35:14
00:08:35:14
00:08:35:17
$GEST-OFF^
00:08:35:17
00:08:35:29
00:08:35:29
00:08:35:42
NO3B^* auch nicht
00:08:35:42
00:08:36:00
00:08:36:00
00:08:36:08
$GEST-OFF^
00:08:36:08
00:08:36:10
00:08:36:10
00:08:36:19
I won't receive any benefits and that is a huge risk.
00:08:36:19
00:08:36:27
TO-PAY3^*
00:08:36:27
00:08:36:38
00:08:36:38
00:08:37:01
ZERO2A null
00:08:37:01
00:08:37:11
True.
00:08:37:11
00:08:37:13
00:08:37:13
00:08:37:18
RIGHT-OR-AGREED1A* [MG]
00:08:37:18
00:08:37:28
A-WHOLE-LOT2* [MG]
00:08:37:28
00:08:37:41
00:08:37:41
00:08:37:48
RISK1
00:08:37:48
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$GEST-OFF^
00:08:38:14
00:08:38:41
00:08:38:41
00:08:38:45
Ok.
00:08:38:45
00:08:39:09
OKAY1A* okay
00:08:39:09
00:08:39:29
00:08:39:29
00:08:41:22
00:08:41:22
00:08:41:39
I have my old pension fund from back in the day when I used to work as a dental technician five years ago.
00:08:41:39
00:08:41:40
$INDEX1*
00:08:41:40
00:08:42:02
00:08:42:02
00:08:42:06
PENSION1* rentenversicherung
00:08:42:06
00:08:42:17
00:08:42:17
00:08:42:35
INSURANCE2*
00:08:42:35
00:08:42:44
00:08:42:44
00:08:42:49
TO-PUT-IN3^*
00:08:42:49
00:08:43:08
00:08:43:08
00:08:43:24
PAST-OR-BACK-THEN1
00:08:43:24
00:08:43:29
00:08:43:29
00:08:43:31
I2
00:08:43:31
00:08:43:37
00:08:43:37
00:08:43:42
TOOTH2* zahntechnik
00:08:43:42
00:08:43:49
00:08:43:49
00:08:44:16
TECHNOLOGY1
00:08:44:16
00:08:44:24
00:08:44:24
00:08:44:33
$NUM-TEEN2A:5 vor fünf
00:08:44:33
00:08:44:41
00:08:44:41
00:08:45:01
YEAR2A jahr
00:08:45:01
00:08:45:07
00:08:45:07
00:08:45:23
PAST1^*
00:08:45:23
00:08:45:37
UNTIL-NOW3B
00:08:45:37
00:08:45:39
00:08:45:39
00:08:45:42
I have that but it is a very small insurance.
00:08:45:42
00:08:45:47
ALREADY1B* schon
00:08:45:47
00:08:46:03
00:08:46:03
00:08:46:09
PRESENT-OR-HERE1* da
00:08:46:09
00:08:46:15
00:08:46:15
00:08:46:24
MEASURE-VERTICAL-SMALLER2^ [MG]
00:08:46:24
00:08:46:37
00:08:46:37
00:08:47:04
LIKE-THIS1A*
00:08:47:04
00:08:47:20
Oh well, that is just the way it is. $GEST-OFF^* [MG]
00:08:47:20
00:08:47:30
00:08:47:30
00:08:47:39
$GEST-OFF^
00:08:47:39
00:08:48:16
00:08:48:16
00:08:48:31
Deaf people, people in a wheelchair or blind people have an advantage concerning the insurances because they have to contribute a lower payment off their wages.
00:08:48:31
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ATTENTION1A^*
00:08:48:34
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00:08:49:01
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DEAF1A
00:08:49:13
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00:08:49:44
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OR4B* oder
00:08:49:49
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00:08:50:04
00:08:50:11
WHEELCHAIR2B* rollstuhl
00:08:50:11
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00:08:50:30
BLIND1B blind
00:08:50:30
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00:08:51:39
INSURANCE1* versicherung
00:08:51:39
00:08:51:49
00:08:51:49
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GOOD1 gut
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MEANING1 bedeutet
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WAGE1 lohn
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STRONG2B* stark
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TO-DEDUCT2A* [MG]
00:08:54:37
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00:08:54:47
00:08:55:09
NO1A*
00:08:55:09
00:08:55:23
00:08:55:23
00:08:55:29
LITTLE-BIT4* [MG]
00:08:55:29
00:08:55:38
00:08:55:38
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TO-DEDUCT2A* [MG]
00:08:56:03
00:08:56:34
00:08:56:34
00:08:56:45
$GEST-OFF^*
00:08:56:45
00:08:57:02
00:08:57:02
00:08:57:19
The deductions are smaller and well/
00:08:57:19
00:08:57:33
OFF3B^* abschlag
00:08:57:33
00:08:57:49
00:08:57:49
00:08:58:09
TO-DECREASE3A* weniger
00:08:58:09
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00:08:58:41
00:08:59:01
AND2A* und
00:08:59:01
00:08:59:05
00:08:59:05
00:08:59:22
$GEST-OFF^* [MG]
00:08:59:22
00:08:59:37
00:08:59:37
00:09:00:08
Yes, right/
00:09:00:08
00:09:00:09
$INDEX1*
00:09:00:09
00:09:00:18
00:09:00:18
00:09:00:20
GOOD1*
00:09:00:20
00:09:00:26
00:09:00:26
00:09:00:28
It is also understood that deaf people and people with disabilities face more barriers which lead to higher expenses in the end.
00:09:00:28
00:09:00:35
$GEST-OFF^* aber
00:09:00:35
00:09:00:40
00:09:00:40
00:09:01:00
CLEAR1B* klar
00:09:01:00
00:09:01:21
00:09:01:21
00:09:01:37
DEAF1A
00:09:01:37
00:09:02:01
00:09:02:01
00:09:02:04
$INDEX1* oder
00:09:02:04
00:09:02:15
00:09:02:15
00:09:02:34
DISABILITY1 behindert
00:09:02:34
00:09:03:05
00:09:03:05
00:09:03:23
BARRIER1* [MG]
00:09:03:23
00:09:03:31
00:09:03:31
00:09:03:36
PRESENT-OR-HERE1 da
00:09:03:36
00:09:03:42
00:09:03:42
00:09:03:43
$GEST-OFF^* [MG]
00:09:03:43
00:09:04:06
00:09:04:06
00:09:04:19
I already went to a consultation talk with the RV [insurance company] last September.
00:09:04:19
00:09:04:20
ATTENTION1A^*
00:09:04:20
00:09:04:29
00:09:04:29
00:09:04:31
I1* TO-SPEND-OR-TO-DISTRIBUTE2 ausgeben
00:09:04:31
00:09:04:45
00:09:04:45
00:09:04:49
00:09:04:49
00:09:05:04
MORE1 mehr
00:09:05:04
00:09:05:07
ALREADY1B schon
00:09:05:07
00:09:05:16
00:09:05:16
00:09:05:19
00:09:05:19
00:09:05:21
$GEST-OFF^*
00:09:05:21
00:09:05:26
00:09:05:26
00:09:05:36
$ALPHA1:R-V r-v
00:09:05:36
00:09:05:40
00:09:05:40
00:09:05:47
00:09:05:47
00:09:05:48
I1
00:09:05:48
00:09:06:04
00:09:06:04
00:09:06:42
A-MOMENT-AGO1^ [MG]
00:09:06:42
00:09:06:49
00:09:06:49
00:09:07:09
$GEST-OFF^*
00:09:07:09
00:09:07:24
00:09:07:24
00:09:07:35
SEPTEMBER2A september
00:09:07:35
00:09:07:42
00:09:07:42
00:09:07:47
BEFORE2* vor
00:09:07:47
00:09:08:06
00:09:08:06
00:09:08:18
TO-VISIT-OR-TO-ATTEND1A*
00:09:08:18
00:09:08:30
00:09:08:30
00:09:08:35
TRADE-OR-NEGOTIATION3^
00:09:08:35
00:09:08:41
I wanted to know what it was like since I didn't have an insurance for a long time.
00:09:08:41
00:09:08:46
REASON4B grund
00:09:08:46
00:09:09:08
00:09:09:08
00:09:09:10
I1*
00:09:09:10
00:09:09:23
00:09:09:23
00:09:09:42
BEFORE1D^
00:09:09:42
00:09:09:45
00:09:09:45
00:09:09:48
I1
00:09:09:48
00:09:10:02
00:09:10:02
00:09:10:08
TO-LACK1A fehlen
00:09:10:08
00:09:10:17
00:09:10:17
00:09:10:23
$GEST-OFF^ [MG]
00:09:10:23
00:09:10:34
They told me that a supplementary payment would be possible.
00:09:10:34
00:09:10:35
TO-SAY1 sagen
00:09:10:35
00:09:10:42
00:09:10:42
00:09:10:48
AFTER1 nachzahlen
00:09:10:48
00:09:11:07
00:09:11:07
00:09:11:13
TO-PAY1
00:09:11:13
00:09:11:24
00:09:11:24
00:09:11:36
POSSIBLE1* möglich
00:09:11:36
00:09:11:37
00:09:11:37
00:09:11:39
They would have to calculate the supplementary payment and then I could pay that.
00:09:11:39
00:09:11:45
MUST1* muss
00:09:11:45
00:09:12:04
00:09:12:04
00:09:12:12
TO-CALCULATE1*
00:09:12:12
00:09:12:19
00:09:12:19
00:09:12:25
HOW-MUCH5 wie viel
00:09:12:25
00:09:12:43
00:09:12:43
00:09:13:06
MUST1A^*
00:09:13:06
00:09:13:14
00:09:13:14
00:09:13:21
TO-PAY5*
00:09:13:21
00:09:13:27
00:09:13:27
00:09:13:30
I1
00:09:13:30
00:09:13:35
00:09:13:35
00:09:13:37
MONEY1A^
00:09:13:37
00:09:13:44
00:09:13:44
00:09:13:45
I1
00:09:13:45
00:09:14:03
00:09:14:03
00:09:14:10
AFTER1 nachzahlen
00:09:14:10
00:09:14:19
00:09:14:19
00:09:15:05
TO-PAY1*
00:09:15:05
00:09:15:10
00:09:15:10
00:09:15:13
Then, I would be insured again, if that's what I wanted.
00:09:15:13
00:09:15:16
THEN1C* dann
00:09:15:16
00:09:15:25
00:09:15:25
00:09:15:34
GO-START1* wieder los
00:09:15:34
00:09:15:46
00:09:15:46
00:09:16:11
PERIOD1B^
00:09:16:11
00:09:16:19
00:09:16:19
00:09:16:22
IF-OR-WHEN1A wenn
00:09:16:22
00:09:16:37
00:09:16:37
00:09:16:43
TO-WISH1B wünschen
00:09:16:43
00:09:16:47
00:09:16:47
00:09:17:02
I1
00:09:17:02
00:09:17:09
00:09:17:09
00:09:17:18
$GEST-OFF^
00:09:17:18
00:09:17:41
00:09:17:41
00:09:18:17
Oh well, I am still thinking about it.
00:09:18:17
00:09:18:25
TO-PONDER1* überlegen
00:09:18:25
00:09:18:31
00:09:18:31
00:09:18:39
$GEST-DECLINE1^*
00:09:18:39
00:09:19:27
We'll see.
00:09:19:27
00:09:19:40
TO-WAIT1C abwarten
00:09:19:40
00:09:19:46
00:09:19:46
00:09:20:01
$GEST^
00:09:20:01
00:09:20:23
00:09:20:23
00:09:20:41
00:09:20:41
00:09:21:22
Good luck!
00:09:21:22
00:09:21:25
TO-HOPE3^*
00:09:21:25
00:09:22:02
00:09:22:02
00:09:22:16
Or I could save the money and if I don't need it, I could give it to my children.
00:09:22:16
00:09:22:17
OR1* oder
00:09:22:17
00:09:22:22
00:09:22:22
00:09:22:23
I2
00:09:22:23
00:09:22:32
00:09:22:32
00:09:23:21
OFF1A^* aufheben
00:09:23:21
00:09:24:07
$GEST-NM-SHAKE-HEAD1^
00:09:24:07
00:09:24:12
00:09:24:12
00:09:24:22
CHILD2* kinder
00:09:24:22
00:09:24:34
00:09:24:34
00:09:25:05
TO-GIVE-PILE2^*
00:09:25:05
00:09:25:43
00:09:25:43
00:09:26:05
Yes.
00:09:26:05
00:09:26:10
YES1A*
00:09:26:10
00:09:26:19
I don't know if I live to be 100 and have to face the situation of running out of money.
00:09:26:19
00:09:26:29
00:09:26:29
00:09:26:33
TO-KNOW-OR-KNOWLEDGE2A* weiß
00:09:26:33
00:09:26:38
00:09:26:38
00:09:26:39
I1
00:09:26:39
00:09:27:06
00:09:27:06
00:09:27:14
TO-LIVE1A* leben
00:09:27:14
00:09:27:19
00:09:27:19
00:09:27:20
I1*
00:09:27:20
00:09:27:26
00:09:27:26
00:09:27:31
LONG-TIME4C^*
00:09:27:31
00:09:27:43
00:09:27:43
00:09:27:45
UNTIL1* bis
00:09:27:45
00:09:28:06
00:09:28:06
00:09:28:15
$NUM-HUNDREDS1:1 hundert
00:09:28:15
00:09:28:27
00:09:28:27
00:09:28:31
OLD5A alt
00:09:28:31
00:09:28:35
00:09:28:35
00:09:28:36
I2
00:09:28:36
00:09:28:43
00:09:28:43
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$GEST-OFF^ [MG]
00:09:29:04
00:09:29:13
00:09:29:13
00:09:29:14
MONEY1A* geld
00:09:29:14
00:09:29:22
00:09:29:22
00:09:29:33
FINISHED-EMPTY3 alle
00:09:29:33
00:09:29:39
And if I run out of money, where would I get if from?
00:09:29:39
00:09:29:48
AND-THEN1 und dann
00:09:29:48
00:09:30:01
$GEST-OFF^*
00:09:30:01
00:09:30:06
I2*
00:09:30:06
00:09:30:16
00:09:30:16
00:09:30:32
HELPLESS2* [MG]
00:09:30:32
00:09:30:35
00:09:30:35
00:09:30:40
I would have to live on the streets.
00:09:30:40
00:09:30:42
MUST1* muss
00:09:30:42
00:09:31:04
00:09:31:04
00:09:31:08
STREET1 auf straße
00:09:31:08
00:09:31:14
00:09:31:14
00:09:31:16
I1
00:09:31:16
00:09:31:24
00:09:31:24
00:09:31:29
$INDEX1*
00:09:31:29
00:09:31:45
00:09:31:45
00:09:32:01
APARTMENT1A* wohnen
00:09:32:01
00:09:32:14
00:09:32:14
00:09:32:15
$INDEX1*
00:09:32:15
00:09:32:17
00:09:32:17
00:09:32:23
I couldn't do that.
00:09:32:23
00:09:32:24
I2*
00:09:32:24
00:09:32:34
00:09:32:34
00:09:32:40
$GEST-OFF^*
00:09:32:40
00:09:33:00
00:09:33:00
00:09:33:13
CAN1*
00:09:33:13
00:09:33:19
00:09:33:19
00:09:33:27
NOT3B*
00:09:33:27
00:09:33:43
00:09:33:43
00:09:34:20
00:09:34:20
00:09:34:33
Hm, yes.
00:09:34:33
00:09:34:42
YES1A* [MG]
00:09:34:42
00:09:35:08
00:09:35:08
00:09:35:20
Exactly. $GEST-OFF^* eben
00:09:35:20
00:09:35:39
00:09:35:39
00:09:36:06
00:09:36:06
00:09:36:23
Back in the day, their six children would be the pension scheme for the parents.
00:09:36:23
00:09:36:36
PAST-OR-BACK-THEN1 früher
00:09:36:36
00:09:36:42
00:09:36:42
00:09:37:16
CHILD2* kinder
00:09:37:16
00:09:37:32
00:09:37:32
00:09:37:33
$NUM-ONE-TO-TEN1A:6d sechs
00:09:37:33
00:09:37:38
00:09:37:38
00:09:38:01
CHILD2* kinder
00:09:38:01
00:09:38:22
00:09:38:22
00:09:38:30
OLD5A altersversorgung
00:09:38:30
00:09:38:42
00:09:38:42
00:09:39:17
TO-PAY2*
00:09:39:17
00:09:39:27
00:09:39:27
00:09:39:31
FOR1 für
00:09:39:31
00:09:39:40
00:09:39:40
00:09:39:47
PARENTS1A eltern
00:09:39:47
00:09:40:02
00:09:40:02
00:09:40:12
That's a thing of the past.
00:09:40:12
00:09:40:19
TODAY1 heute
00:09:40:19
00:09:40:26
00:09:40:26
00:09:40:34
NOT-ANYMORE1B nicht mehr
00:09:40:34
00:09:40:35
00:09:40:35
00:09:40:43
That changed completely. Nowadays you have to finance yourself and save up the money.
00:09:40:43
00:09:41:09
CONVERSELY1^*
00:09:41:09
00:09:41:21
00:09:41:21
00:09:41:37
OWN1C* eigenfinanzierung
00:09:41:37
00:09:42:00
00:09:42:00
00:09:42:36
FUNDING1*
00:09:42:36
00:09:42:47
00:09:42:47
00:09:43:19
TO-SAVE2 sp{aren}
00:09:43:19
00:09:43:32
There are others who have to go to a nursing home once they are old and frail.
00:09:43:32
00:09:43:45
$INDEX1*
00:09:43:45
00:09:44:12
00:09:44:12
00:09:44:20
SUDDENLY4* [MG]
00:09:44:20
00:09:44:36
00:09:44:36
00:09:44:43
$PROD* [MG]
00:09:44:43
00:09:45:00
00:09:45:00
00:09:45:02
$GEST-OFF^*
00:09:45:02
00:09:45:19
00:09:45:19
00:09:45:45
CARE1 pflege
00:09:45:45
00:09:46:03
00:09:46:03
00:09:46:08
$GEST-OFF^*
00:09:46:08
00:09:46:31
00:09:46:31
00:09:46:43
If you are able to pay for it.
00:09:46:43
00:09:47:11
TO-PAY1* [MG]
00:09:47:11
00:09:47:18
00:09:47:18
00:09:47:24
CAN1
00:09:47:24
00:09:47:29
00:09:47:29
00:09:47:32
There are a lot more people in need of nursing because there are more and more elderly people. It gets more and more expensive as well. BUT1* aber
00:09:47:32
00:09:47:40
00:09:47:40
00:09:47:48
TODAY1 heute
00:09:47:48
00:09:48:10
00:09:48:10
00:09:48:23
CARE1 pflege
00:09:48:23
00:09:48:29
00:09:48:29
00:09:48:47
MORE3* mehr
00:09:48:47
00:09:49:40
00:09:49:40
00:09:50:01
BUT1* noch mehr
00:09:50:01
00:09:50:09
00:09:50:09
00:09:50:12
OLD5A* alt
00:09:50:12
00:09:50:23
00:09:50:23
00:09:50:36
HUMAN2* menschen
00:09:50:36
00:09:50:45
00:09:50:45
00:09:51:30
MEASURE7A^* älter
00:09:51:30
00:09:51:43
00:09:51:43
00:09:52:02
MORE1 immer mehr
00:09:52:02
00:09:52:09
00:09:52:09
00:09:52:11
$INDEX1*
00:09:52:11
00:09:52:12
That's right.
00:09:52:12
00:09:52:19
$ORAL^ stimmt
00:09:52:19
00:09:52:29
EXPENSIVE1 teuer
00:09:52:29
00:09:52:35
00:09:52:35
00:09:52:43
TO-PAY7*
00:09:52:43
00:09:52:45
They live longer nowadays.
00:09:52:45
00:09:53:01
MORE1^
00:09:53:01
00:09:53:14
00:09:53:14
00:09:53:21
LONG-TIME4A* lang lang lang
00:09:53:21
00:09:53:29
Yes, exactly.
00:09:53:29
00:09:53:40
$GEST^ [MG]
00:09:53:40
00:09:53:48
00:09:53:48
00:09:54:08
00:09:54:08
00:09:54:09
00:09:54:09
00:09:54:49
That's right.
00:09:54:49
00:09:55:03
RIGHT-OR-AGREED1A* stimmt
00:09:55:03
00:09:55:29
00:09:55:29
00:10:03:07
What did you two do to cover your pension plan?
00:10:03:07
00:10:03:21
Nothing. All I have is in my savings account.
00:10:03:21
00:10:03:32
$GEST-OFF^* [MG]
00:10:03:32
00:10:03:40
00:10:03:40
00:10:03:48
Nothing at all? Or is it indifferent to you until you actually retire?
00:10:03:48
00:10:04:01
MUST1A^
00:10:04:01
00:10:04:09
00:10:04:09
00:10:04:16
TO-SAVE2* sparbuch
00:10:04:16
00:10:04:26
00:10:04:26
00:10:04:44
BOOK1B
00:10:04:44
00:10:05:06
00:10:05:06
00:10:05:23
TO-SAVE2*
00:10:05:23
00:10:05:37
$GEST-OFF^*
00:10:05:37
00:10:06:04
00:10:06:04
00:10:06:23
00:10:06:23
00:10:06:42
I have everything in my savings account.
00:10:06:42
00:10:06:46
TO-SAVE2* sparbuch
00:10:06:46
00:10:07:02
00:10:07:02
00:10:07:07
BOOK1B*
00:10:07:07
00:10:07:19
I saved up some money and put it aside.
00:10:07:19
00:10:07:30
TO-THROW1^*
00:10:07:30
00:10:07:36
00:10:07:36
00:10:07:37
TO-GIVE-MONEY2A^* sparen sparen sparen
00:10:07:37
00:10:07:38
00:10:07:38
00:10:07:44
Yes, where did you invest your savings?
00:10:07:44
00:10:08:17
TO-SAVE2
00:10:08:17
00:10:08:30
00:10:08:30
00:10:08:41
00:10:08:41
00:10:10:11
TO-GIVE-MONEY2A^*
00:10:10:11
00:10:10:42
00:10:10:42
00:10:11:11
In my savings account.
00:10:11:11
00:10:11:24
TO-OPEN-BOOK1^ sparbuch
00:10:11:24
00:10:11:36
00:10:11:36
00:10:12:13
TO-GIVE-MONEY2A^*
00:10:12:13
00:10:12:39
00:10:12:39
00:10:13:25
I invested it in a savings bond.
00:10:13:25
00:10:13:27
$INDEX1* wie
00:10:13:27
00:10:13:48
Right, right.
00:10:13:48
00:10:14:06
TO-SAVE2* sparbrief
00:10:14:06
00:10:14:19
00:10:14:19
00:10:14:31
LETTER-MAIL1A
00:10:14:31
00:10:14:48
00:10:14:48
00:10:15:25
TO-THROW1^*
00:10:15:25
00:10:15:34
00:10:15:34
00:10:15:38
$GEST-OFF^* [MG]
00:10:15:38
00:10:16:15
00:10:16:15
00:10:18:39
Do you two have a Riester retirement plan?
00:10:18:39
00:10:19:07
No, I don't.
00:10:19:07
00:10:20:01
NONE8* [MG]
00:10:20:01
00:10:20:25
00:10:20:25
00:10:20:41
No, I don't have it.
00:10:20:41
00:10:21:05
NONE8*
00:10:21:05
00:10:21:32
00:10:21:32
00:10:21:41
00:10:21:41
00:10:22:13
No, I don't have one.
00:10:22:13
00:10:22:24
NONE1 keine
00:10:22:24
00:10:22:29
00:10:22:29
00:10:22:33
Do you have other options? How are you benefitting from them?
00:10:22:33
00:10:22:38
I1*
00:10:22:38
00:10:22:45
00:10:22:45
00:10:23:10
NONE1*
00:10:23:10
00:10:23:25
00:10:23:25
00:10:23:34
Right, right.
00:10:23:34
00:10:24:20
RIGHT-OR-AGREED1A* stimmt
00:10:24:20
00:10:24:34
00:10:24:34
00:10:24:35
$INDEX1*
00:10:24:35
00:10:24:41
00:10:24:41
00:10:25:04
They offer something called ‘future insurance’ at the company I work for.
00:10:25:04
00:10:25:06
I1^
00:10:25:06
00:10:25:22
00:10:25:22
00:10:26:02
COMPANY1A firma
00:10:26:02
00:10:26:15
00:10:26:15
00:10:26:29
PRESENT-OR-HERE1 da
00:10:26:29
00:10:26:42
00:10:26:42
00:10:27:13
NAME1A name
00:10:27:13
00:10:28:30
00:10:28:30
00:10:29:02
FUTURE2* zukunftsversicherung
00:10:29:02
00:10:29:15
00:10:29:15
00:10:29:35
INSURANCE1
00:10:29:35
00:10:30:23
00:10:30:23
00:10:30:32
No.
00:10:30:32
00:10:30:49
$GEST-NM-SHAKE-HEAD1^* [MG]
00:10:30:49
00:10:31:23
I've heard of an affected person who retired at the age of 60 or 65, well, with 65 years.
00:10:31:23
00:10:31:29
ALSO3A* auch
00:10:31:29
00:10:31:34
00:10:31:34
00:10:31:36
I1
00:10:31:36
00:10:32:05
00:10:32:05
00:10:32:12
AFFECTED2* betroffen
00:10:32:12
00:10:32:22
00:10:32:22
00:10:32:34
PERSON1^*
00:10:32:34
00:10:32:43
00:10:32:43
00:10:33:16
$INDEX1
00:10:33:16
00:10:33:21
00:10:33:21
00:10:33:27
SELF1A* selbst
00:10:33:27
00:10:33:38
00:10:33:38
00:10:33:47
PAST1^
00:10:33:47
00:10:34:10
00:10:34:10
00:10:34:27
HISTORY-OR-STORY1B*
00:10:34:27
00:10:34:36
00:10:34:36
00:10:34:39
$INDEX1*
00:10:34:39
00:10:35:08
00:10:35:08
00:10:35:16
PAST-OR-BACK-THEN1* früher
00:10:35:16
00:10:35:38
00:10:35:38
00:10:36:04
$NUM-TENS2A:6d* s{echzig}
00:10:36:04
00:10:36:12
00:10:36:12
00:10:36:19
$NUM-TENS2A:6d* sechzig
00:10:36:19
00:10:36:27
00:10:36:27
00:10:36:30
$NUM-ONE-TO-TEN1A:5* fünfundsechzig
00:10:36:30
00:10:36:38
00:10:36:38
00:10:36:46
$NUM-TENS2A:6d*
00:10:36:46
00:10:37:05
00:10:37:05
00:10:37:09
OLD5B* jahre alt
00:10:37:09
00:10:37:19
00:10:37:19
00:10:37:23
MAN1 mann
00:10:37:23
00:10:37:31
00:10:37:31
00:10:37:33
SELF1A*
00:10:37:33
00:10:37:41
00:10:37:41
00:10:37:44
$NUM-ONE-TO-TEN1A:5* fünfundsechzig
00:10:37:44
00:10:38:00
00:10:38:00
00:10:38:06
$NUM-TENS2A:6d*
00:10:38:06
00:10:38:13
00:10:38:13
00:10:38:16
OLD5A jahre alt
00:10:38:16
00:10:38:33
00:10:38:33
00:10:39:15
PENSION1* rente
00:10:39:15
00:10:39:20
00:10:39:20
00:10:39:26
He added a voluntary additional pension plan of a five year length to his regular retirement payments.
00:10:39:26
00:10:39:35
THEN1A* dann
00:10:39:35
00:10:39:46
00:10:39:46
00:10:40:11
SOMETIME1^*
00:10:40:11
00:10:40:20
00:10:40:20
00:10:40:21
$INDEX1*
00:10:40:21
00:10:40:30
00:10:40:30
00:10:41:02
VOLUNTARY4* freiwillig
00:10:41:02
00:10:41:07
00:10:41:07
00:10:41:09
$INDEX1*
00:10:41:09
00:10:41:15
00:10:41:15
00:10:41:27
MONEY1A* geld
00:10:41:27
00:10:41:38
MEASURE-VERTICAL1^ normal
00:10:41:38
00:10:41:42
USUAL1*
00:10:41:42
00:10:41:49
00:10:41:49
00:10:42:07
TO-BELONG1^*
00:10:42:07
00:10:42:30
00:10:42:30
00:10:42:36
STATE1A* staat
00:10:42:36
00:10:42:47
00:10:42:47
00:10:43:00
COHERENCE1A^
00:10:43:00
00:10:43:07
00:10:43:07
00:10:43:12
TO-BELONG1^*
00:10:43:12
00:10:43:19
00:10:43:19
00:10:43:25
USUAL1* normal
00:10:43:25
00:10:43:34
00:10:43:34
00:10:43:49
THEN1A
00:10:43:49
00:10:44:08
00:10:44:08
00:10:44:16
PENSION1* rente
00:10:44:16
00:10:44:26
00:10:44:26
00:10:44:46
VOLUNTARY1 freiwillig
00:10:44:46
00:10:45:10
00:10:45:10
00:10:45:19
ADDITIONAL1* zusatz
00:10:45:19
00:10:45:29
00:10:45:29
00:10:45:46
UPDATE1B^
00:10:45:46
00:10:46:12
00:10:46:12
00:10:46:39
YEAR1B* fünf jahre
00:10:46:39
00:10:46:41
00:10:46:41
00:10:46:47
He was able to work a little on the side because he was still very agile.
00:10:46:47
00:10:47:00
BUT1* aber
00:10:47:00
00:10:47:08
00:10:47:08
00:10:47:14
NEXT-TO1B* nebenjob
00:10:47:14
00:10:47:22
00:10:47:22
00:10:47:31
JOB1A
00:10:47:31
00:10:47:41
00:10:47:41
00:10:47:48
PRESENT-OR-HERE1* da
00:10:47:48
00:10:48:05
00:10:48:05
00:10:48:09
OFF2^*
00:10:48:09
00:10:48:11
00:10:48:11
00:10:48:24
WHY2A* warum
00:10:48:24
00:10:48:32
00:10:48:32
00:10:48:42
OLD5A*
00:10:48:42
00:10:49:09
00:10:49:09
00:10:49:16
OLD5A alt
00:10:49:16
00:10:49:22
00:10:49:22
00:10:49:24
HENCEFORTH1*
00:10:49:24
00:10:49:28
00:10:49:28
00:10:49:38
FEELING4A fühl
00:10:49:38
00:10:49:43
00:10:49:43
00:10:50:04
SOLID1A^*
00:10:50:04
00:10:50:12
00:10:50:12
00:10:50:17
STILL1A noch
00:10:50:17
00:10:50:24
00:10:50:24
00:10:50:25
$INDEX1*
00:10:50:25
00:10:50:29
Therefore, he continued working on the side.
00:10:50:29
00:10:50:37
FURTHER1B* weiter
00:10:50:37
00:10:50:43
00:10:50:43
00:10:51:28
TO-WORK1
00:10:51:28
00:10:51:37
00:10:51:37
00:10:51:43
NEXT-TO1B* nebenjob
00:10:51:43
00:10:52:00
00:10:52:00
00:10:52:04
JOB1A*
00:10:52:04
00:10:52:10
00:10:52:10
00:10:52:15
TO-BELONG1^*
00:10:52:15
00:10:52:26
00:10:52:26
00:10:52:36
AFTERWARDS1A^*
00:10:52:36
00:10:52:41
00:10:52:41
00:10:52:49
BEEN1^
00:10:52:49
00:10:53:05
00:10:53:05
00:10:53:11
After he already payed for the insurance for five years, there was a pension plan reform.
00:10:53:11
00:10:53:19
YEAR1B* fünf jahre
00:10:53:19
00:10:53:34
00:10:53:34
00:10:54:00
UPDATE1A^*
00:10:54:00
00:10:54:13
00:10:54:13
00:10:54:24
IN-ADDITION1* dazu
00:10:54:24
00:10:54:34
00:10:54:34
00:10:54:37
UPDATE1A^*
00:10:54:37
00:10:54:46
00:10:54:46
00:10:55:09
ADDITIONAL1* zusatzversicherung
00:10:55:09
00:10:55:29
00:10:55:29
00:10:55:36
INSURANCE2*
00:10:55:36
00:10:55:44
00:10:55:44
00:10:56:02
UPDATE1B^*
00:10:56:02
00:10:56:09
00:10:56:09
00:10:56:21
THEN1A dann
00:10:56:21
00:10:56:29
00:10:56:29
00:10:56:38
RESULT1 ergebnis
00:10:56:38
00:10:56:45
00:10:56:45
00:10:56:46
$INDEX1*
00:10:56:46
00:10:57:05
00:10:57:05
00:10:57:10
TO-KNOW-OR-KNOWLEDGE2B^
00:10:57:10
00:10:57:24
00:10:57:24
00:10:57:33
TO-CHANGE1A^* rent{en}reform
00:10:57:33
00:10:57:34
00:10:57:34
00:10:57:37
TO-CHANGE2A^*
00:10:57:37
00:10:57:47
00:10:57:47
00:10:58:07
REFORM2
00:10:58:07
00:10:58:09
00:10:58:09
00:10:58:20
There were reforms and alteration in Germany.
00:10:58:20
00:10:58:25
NEW1A neu
00:10:58:25
00:10:58:33
00:10:58:33
00:10:58:35
TO-KNOW-OR-KNOWLEDGE2B^
00:10:58:35
00:10:58:42
00:10:58:42
00:10:59:01
TO-CHANGE1A^ [MG]
00:10:59:01
00:10:59:04
00:10:59:04
00:10:59:12
His money was gone. It just got chucked.
00:10:59:12
00:10:59:19
OFF2^
00:10:59:19
00:10:59:26
00:10:59:26
00:10:59:33
$INDEX1*
00:10:59:33
00:10:59:43
00:10:59:43
00:11:00:03
MONEY1A* geld
00:11:00:03
00:11:00:23
00:11:00:23
00:11:00:30
TO-THROW1^ schmeißen
00:11:00:30
00:11:00:41
00:11:00:41
00:11:00:45
$GEST-OFF^
00:11:00:45
00:11:01:20
He was furious.
00:11:01:20
00:11:01:34
MAD1B* wut
00:11:01:34
00:11:01:49
00:11:01:49
00:11:02:07
NO3B^*
00:11:02:07
00:11:02:08
$INDEX1*
00:11:02:08
00:11:02:11
00:11:02:11
00:11:02:17
Therefore, he recommended me not to pursue something like that since I am self-employed.
00:11:02:17
00:11:02:24
THEREFORE1 darum
00:11:02:24
00:11:02:32
00:11:02:32
00:11:02:33
I1
00:11:02:33
00:11:02:46
00:11:02:46
00:11:02:48
$INDEX1*
00:11:02:48
00:11:03:17
00:11:03:17
00:11:03:19
SELF1A* selbstständig
00:11:03:19
00:11:03:25
00:11:03:25
00:11:03:32
TO-STAND1
00:11:03:32
00:11:03:40
00:11:03:40
00:11:03:41
I1
00:11:03:41
00:11:03:49
00:11:03:49
00:11:04:00
$INDEX1*
00:11:04:00
00:11:04:12
00:11:04:12
00:11:04:31
TO-RECOMMEND1A empfehlen
00:11:04:31
00:11:04:47
00:11:04:47
00:11:05:09
NOT3B
00:11:05:09
00:11:05:19
00:11:05:19
00:11:05:32
It were nonsense and a waste of money.
00:11:05:32
00:11:05:42
BOLLOCKS1* quatsch
00:11:05:42
00:11:06:02
00:11:06:02
00:11:06:08
$GEST^ viel
00:11:06:08
00:11:06:13
00:11:06:13
00:11:06:15
MONEY1A* geld
00:11:06:15
00:11:06:22
00:11:06:22
00:11:06:40
TO-THROW1^ schmeißen
00:11:06:40
00:11:06:43
00:11:06:43
00:11:07:03
I don't really know what to do and I am still unsure about what I should do.
00:11:07:03
00:11:07:06
I2
00:11:07:06
00:11:07:16
00:11:07:16
00:11:07:24
$GEST-OFF^* [MG]
00:11:07:24
00:11:07:25
00:11:07:25
00:11:07:31
THROUGH2A
00:11:07:31
00:11:07:39
00:11:07:39
00:11:08:15
DOUBT3 [MG]
00:11:08:15
00:11:08:28
00:11:08:28
00:11:08:35
I think I have to invest my money elsewhere.
00:11:08:35
00:11:08:38
MUST1 muss
00:11:08:38
00:11:08:47
00:11:08:47
00:11:09:04
SELF1A* selbst
00:11:09:04
00:11:09:14
00:11:09:14
00:11:09:22
DIFFERENT1 anders
00:11:09:22
00:11:09:32
00:11:09:32
00:11:09:34
WHERE1A wo
00:11:09:34
00:11:09:43
00:11:09:43
00:11:10:30
TO-THROW1^*
00:11:10:30
00:11:10:38
00:11:10:38
00:11:10:43
Exactly.
00:11:10:43
00:11:11:03
LIKE-THIS1^*
00:11:11:03
00:11:11:05
$GEST-OFF^ [MG]
00:11:11:05
00:11:11:15
00:11:11:15
00:11:11:25
00:11:11:25
00:11:11:31
00:11:11:31
00:11:11:46
Of course there is still a risk if I happen to live a long life.
00:11:11:46
00:11:12:02
BUT1* aber
00:11:12:02
00:11:12:09
00:11:12:09
00:11:12:14
ONLY2A* nur
00:11:12:14
00:11:12:26
00:11:12:26
00:11:12:31
RISK1 risiko
00:11:12:31
00:11:12:36
00:11:12:36
00:11:12:41
WHAT1A* was
00:11:12:41
00:11:12:49
00:11:12:49
00:11:13:07
FOR1* für
00:11:13:07
00:11:13:12
00:11:13:12
00:11:13:20
MY1
00:11:13:20
00:11:13:33
00:11:13:33
00:11:13:34
TO-LIVE1D*
00:11:13:34
00:11:13:46
00:11:13:46
00:11:13:49
TO-LIVE1C* leben lang
00:11:13:49
00:11:14:03
00:11:14:03
00:11:14:10
LONG-TIME4A*
00:11:14:10
00:11:14:15
00:11:14:15
00:11:14:23
TO-LIVE1C*
00:11:14:23
00:11:14:38
00:11:14:38
00:11:14:48
LONG-TIME4A*
00:11:14:48
00:11:15:10
00:11:15:10
00:11:15:26
A-WHOLE-LOT2* [MG]
00:11:15:26
00:11:15:28
00:11:15:28
00:11:15:34
$INDEX1*
00:11:15:34
00:11:15:49
00:11:15:49
00:11:16:16
If I don't live long, everything works out money wise.
00:11:16:16
00:11:16:27
CLOSE-BY1^* [MG]
00:11:16:27
00:11:16:45
00:11:16:45
00:11:17:04
RIGHT-OR-AGREED2* stimmt
00:11:17:04
00:11:17:06
00:11:17:06
00:11:17:15
Though, nobody knows that for sure.
00:11:17:15
00:11:17:37
$GEST-OFF^ aber
00:11:17:37
00:11:18:08
00:11:18:08
00:11:18:13
WHO4^* keiner
00:11:18:13
00:11:18:29
00:11:18:29
00:11:18:34
TO-KNOW-OR-KNOWLEDGE2A weiß
00:11:18:34
00:11:19:19
00:11:19:19
00:11:19:35
00:11:19:35
00:11:19:40
Exactly.
00:11:19:40
00:11:19:49
LIKE-THIS1^
00:11:19:49
00:11:20:12
00:11:20:12
00:11:20:46
The company, well, my company, rather than giving us our Christmas bonus, invests that money in a ‘future insurance‘.
00:11:20:46
00:11:20:48
I1^
00:11:20:48
00:11:21:13
00:11:21:13
00:11:22:17
COMPANY1A firma
00:11:22:17
00:11:22:32
00:11:22:32
00:11:22:42
MY1
00:11:22:42
00:11:23:01
00:11:23:01
00:11:23:11
COMPANY1A firma
00:11:23:11
00:11:23:46
00:11:23:46
00:11:24:15
YEAR2A* jedes jahr
00:11:24:15
00:11:24:21
00:11:24:21
00:11:24:42
LIKE-THIS1A* so
00:11:24:42
00:11:25:08
00:11:25:08
00:11:25:10
NOT3A*
00:11:25:10
00:11:25:20
00:11:25:20
00:11:25:35
CHRISTMAS4A* weihnachtsgeld
00:11:25:35
00:11:25:48
00:11:25:48
00:11:26:02
MONEY1A
00:11:26:02
00:11:26:14
00:11:26:14
00:11:26:24
TO-OBTAIN1* bekommen
00:11:26:24
00:11:26:36
00:11:26:36
00:11:26:43
NOT3A
00:11:26:43
00:11:27:06
00:11:27:06
00:11:27:34
BUT1* aber
00:11:27:34
00:11:27:49
00:11:27:49
00:11:28:05
MONEY1A geld
00:11:28:05
00:11:28:18
00:11:28:18
00:11:28:49
TO-GIVE-MONEY2A^*
00:11:28:49
00:11:29:13
00:11:29:13
00:11:29:28
FUTURE2* zukunftsversicherung
00:11:29:28
00:11:29:39
00:11:29:39
00:11:30:10
INSURANCE1
00:11:30:10
00:11:30:16
00:11:30:16
00:11:30:25
One gets 1800 euros as a Christmas/
00:11:30:25
00:11:30:36
$NUM-THOUSANDS1:1d eintausendachthundert
00:11:30:36
00:11:31:25
00:11:31:25
00:11:31:35
$NUM-HUNDREDS1:8d
00:11:31:35
00:11:32:01
00:11:32:01
00:11:32:09
EURO1 euro
00:11:32:09
00:11:32:15
00:11:32:15
00:11:32:42
Per year?
00:11:32:42
00:11:32:47
YEAR2A im jahr
00:11:32:47
00:11:33:07
TO-OBTAIN1* bekommen
00:11:33:07
00:11:33:17
00:11:33:17
00:11:33:29
CHRISTMAS4A* weihnachten
00:11:33:29
00:11:33:34
00:11:33:34
00:11:33:42
Yes, per year.
00:11:33:42
00:11:34:06
YEAR2A im jahr
00:11:34:06
00:11:34:10
00:11:34:10
00:11:34:11
We don't receive our Christmas bonus, they always invest it in the insurance.
00:11:34:11
00:11:34:19
00:11:34:19
00:11:34:24
CHRISTMAS4A weihnachtsgeld
00:11:34:24
00:11:34:33
00:11:34:33
00:11:34:36
00:11:34:36
00:11:35:13
TO-GIVE-MONEY2A^*
00:11:35:13
00:11:35:25
TO-GIVE-MONEY2A^*
00:11:35:25
00:11:35:39
00:11:35:39
00:11:36:08
TO-GIVE-MONEY2A^*
00:11:36:08
00:11:36:12
00:11:36:12
00:11:36:16
I think it's a pity.
00:11:36:16
00:11:36:20
I1
00:11:36:20
00:11:36:28
00:11:36:28
00:11:37:04
$GEST^ [MG]
00:11:37:04
00:11:37:06
00:11:37:06
00:11:37:18
I was looking forward to receive the 1800 euros, but they rather invest it and put it aside.
00:11:37:18
00:11:37:24
$NUM-THOUSANDS1:1d* tausendachthundert
00:11:37:24
00:11:37:29
00:11:37:29
00:11:37:36
$NUM-HUNDREDS1:8d
00:11:37:36
00:11:38:04
00:11:38:04
00:11:38:14
RUBBING-ONES-HANDS-TOGETHER1 euro
00:11:38:14
00:11:38:24
00:11:38:24
00:11:38:32
$GEST-OFF^
00:11:38:32
00:11:38:42
00:11:38:42
00:11:39:03
TO-GIVE-MONEY2A^*
00:11:39:03
00:11:39:14
00:11:39:14
00:11:39:43
TO-THROW1^*
00:11:39:43
00:11:39:46
And what's it for then?
00:11:39:46
00:11:39:48
$INDEX1 und
00:11:39:48
00:11:40:02
00:11:40:02
00:11:40:06
I wonder what would happen if I would resign. Would I get the money or not?
00:11:40:06
00:11:40:07
$INDEX1
00:11:40:07
00:11:40:10
I2 ich
00:11:40:10
00:11:40:21
00:11:40:21
00:11:40:23
TO-PONDER1 [MG]
00:11:40:23
00:11:40:27
FOR1 für
00:11:40:27
00:11:40:36
00:11:40:36
00:11:40:37
WHAT1B* was
00:11:40:37
00:11:40:40
00:11:40:40
00:11:40:47
BEFOREHAND1* vorher
00:11:40:47
00:11:41:00
00:11:41:00
00:11:41:09
00:11:41:09
00:11:41:23
$INDEX1* TO-WORK1 arbeitslos
00:11:41:23
00:11:41:35
00:11:41:35
00:11:41:44
RESIGNATION-OR-DISMISSAL2B^*
00:11:41:44
00:11:42:00
00:11:42:00
00:11:42:13
ALL2A^
00:11:42:13
00:11:42:25
00:11:42:25
00:11:42:31
$INDEX1*
00:11:42:31
00:11:42:44
00:11:42:44
00:11:43:02
TO-OBTAIN1* bekommen
00:11:43:02
00:11:43:13
00:11:43:13
00:11:43:21
NOT3A* oder nicht
00:11:43:21
00:11:43:28
00:11:43:28
00:11:43:34
I2* [MG]
00:11:43:34
00:11:43:36
Or would they transfer the money to my new employment?
00:11:43:36
00:11:43:41
OR4B* oder
00:11:43:41
00:11:43:48
00:11:43:48
00:11:44:04
FURTHER1A* weiterleiten
00:11:44:04
00:11:44:14
00:11:44:14
00:11:44:41
TO-GUIDE2
00:11:44:41
00:11:44:42
00:11:44:42
00:11:45:01
I have to ask them again because I don't know that.
00:11:45:01
00:11:45:05
I1
00:11:45:05
00:11:45:19
00:11:45:19
00:11:45:23
QUESTION1 frage
00:11:45:23
00:11:45:26
00:11:45:26
00:11:45:30
I don't know.
00:11:45:30
00:11:45:34
$ORAL^ weiß nicht I2*
00:11:45:34
00:11:45:40
00:11:45:40
00:11:46:00
$GEST-OFF^* [MG]
00:11:46:00
00:11:46:15
00:11:46:15
00:11:47:44
00:11:47:44
00:11:48:10
It is really too bad that I won't receive the 1800 euros this Christmas.
00:11:48:10
00:11:48:18
TOO-BAD1 schade
00:11:48:18
00:11:48:25
00:11:48:25
00:11:48:32
$NUM-THOUSANDS1:1d eintausendachthundert
00:11:48:32
00:11:48:38
00:11:48:38
00:11:48:44
$NUM-HUNDREDS1:8d
00:11:48:44
00:11:49:21
00:11:49:21
00:11:49:28
EURO1* euro
00:11:49:28
00:11:49:41
00:11:49:41
00:11:49:47
CHRISTMAS4A* weihnachten
00:11:49:47
00:11:50:03
00:11:50:03
00:11:50:10
TO-OBTAIN3* bekommen
00:11:50:10
00:11:50:19
00:11:50:19
00:11:50:28
NOT3A* nicht
00:11:50:28
00:11:50:44
00:11:50:44
00:11:51:09
I have to wait a long time then.
00:11:51:09
00:11:51:24
TO-WAIT1C [MG]
00:11:51:24
00:11:51:34
00:11:51:34
00:11:52:05
FAR1^*
00:11:52:05
00:11:52:20
Once I receive the money, it is freed from taxes and something else which is more complicated and therefore I don't understand. BUT1* aber
00:11:52:20
00:11:52:33
00:11:52:33
00:11:52:41
TO-GIVE-MONEY2A^*
00:11:52:41
00:11:53:13
00:11:53:13
00:11:53:22
TO-PAY2^* steuerfrei
00:11:53:22
00:11:53:31
00:11:53:31
00:11:53:42
FREE1
00:11:53:42
00:11:54:29
00:11:54:29
00:11:54:44
AND2A und
00:11:54:44
00:11:55:09
00:11:55:09
00:11:55:24
$GEST-OFF^* aber
00:11:55:24
00:11:55:37
00:11:55:37
00:11:55:40
IF-OR-WHEN1A*
00:11:55:40
00:11:55:48
00:11:55:48
00:11:56:26
INCOMPREHENSIBLE-SCRAWL1^* [MG]
00:11:56:26
00:11:56:37
00:11:56:37
00:11:57:13
BLURRY1A^* [MG]
00:11:57:13
00:11:57:36
00:11:57:36
00:11:58:13
$INDEX1*
00:11:58:13
00:11:58:25
00:11:58:25
00:11:58:30
LIKE-THIS1A* so
00:11:58:30
00:11:58:37
00:11:58:37
00:11:58:47
TO-OBTAIN1* bekommen
00:11:58:47
00:11:59:14
00:11:59:14
00:12:02:24
00:12:02:24
00:12:02:38
If they would add the 1,800 Euro to my wage and would then subtract the taxes, I would receive the same amount of money of my regular wage.
00:12:02:38
00:12:02:49
BUT1* aber
00:12:02:49
00:12:03:08
00:12:03:08
00:12:03:16
$NUM-THOUSANDS1:1d tausendachthundert
00:12:03:16
00:12:03:25
00:12:03:25
00:12:03:30
$NUM-HUNDREDS1:8d
00:12:03:30
00:12:04:15
00:12:04:15
00:12:04:22
TO-GIVE-MONEY4^* euro
00:12:04:22
00:12:04:46
00:12:04:46
00:12:05:18
$GEST^*
00:12:05:18
00:12:05:28
00:12:05:28
00:12:05:34
SALARY1 gehalt
00:12:05:34
00:12:05:46
00:12:05:46
00:12:06:13
TO-GIVE-MONEY2A^*
00:12:06:13
00:12:06:18
00:12:06:18
00:12:07:05
OFF5^* plus
00:12:07:05
00:12:07:16
00:12:07:16
00:12:07:23
ALL1A* alles
00:12:07:23
00:12:07:25
00:12:07:25
00:12:08:07
BACK1A* wieder zurück wieder zurück
00:12:08:07
00:12:08:13
00:12:08:13
00:12:08:18
I1
00:12:08:18
00:12:08:19
00:12:08:19
00:12:09:00
TO-HOLD-PAPER1A^
00:12:09:00
00:12:09:09
00:12:09:09
00:12:09:31
BACK1A*
00:12:09:31
00:12:09:41
00:12:09:41
00:12:10:08
USUAL1 normal
00:12:10:08
00:12:10:20
00:12:10:20
00:12:10:26
$ALPHA1:N netto
00:12:10:26
00:12:10:38
00:12:10:38
00:12:11:06
AS-ALWAYS1* [MG]
00:12:11:06
00:12:11:14
At first, it is a huge sum which just shrinks more and more.
00:12:11:14
00:12:11:15
I2*
00:12:11:15
00:12:11:27
$GEST-OFF^* [MG]
00:12:11:27
00:12:11:38
00:12:11:38
00:12:12:01
MEASURE4^ [MG]
00:12:12:01
00:12:12:39
$PROD* [MG]
00:12:12:39
00:12:12:48
00:12:12:48
00:12:13:05
$GEST-OFF^*
00:12:13:05
00:12:13:07
00:12:13:07
00:12:13:21
They invest the Christmas bonus in the insurance.
00:12:13:21
00:12:13:26
$INDEX1*
00:12:13:26
00:12:13:30
00:12:13:30
00:12:13:39
BACK1A^*
00:12:13:39
00:12:14:04
00:12:14:04
00:12:14:14
TO-TRANSFER1A^
00:12:14:14
00:12:14:23
00:12:14:23
00:12:14:28
That's the way it is.
00:12:14:28
00:12:14:35
$GEST-OFF^ [MG]
00:12:14:35
00:12:15:01
00:12:15:01
00:12:15:38
00:12:15:38
00:12:16:08
I think they changed the name of the insurance from ‘future insurance’ to ‘pension fund’ or something like that.
00:12:16:08
00:12:16:19
NAME1A name
00:12:16:19
00:12:16:44
00:12:16:44
00:12:17:22
FUTURE2* zukunftsversicherung
00:12:17:22
00:12:17:40
00:12:17:40
00:12:18:17
INSURANCE1
00:12:18:17
00:12:18:35
00:12:18:35
00:12:19:00
TO-CHANGE2A
00:12:19:00
00:12:19:13
00:12:19:13
00:12:20:40
$ALPHA1:PENSION pensionskasse
00:12:20:40
00:12:20:42
00:12:20:42
00:12:20:48
Ah, pension.
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$ORAL^ pension
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$ALPHA1:K
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TO-COLLECT1^*
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TO-BELIEVE2A glauben
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ONE-OF-THE-TWO1^ [MG]
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I don't know what that is.
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TO-KNOW-STH-OR-SB1B* kenne nicht
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$GEST-OFF^* [MG]
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It is the insurance of the company that employs me.
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YES1A* jo
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COMPANY1A
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I2 angestellt
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EMPLOYMENT1B
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$GEST-OFF^*
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Yes, right.
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RIGHT-OR-AGREED1A stimmt
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Ok, do you to transfer money via online banking? That is something new and something that changed these days. Did you already adjust? Or do you transfer money the old fashioned way with a walk to the bank and your signature?
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I do it online because it is convenient and fast.
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I2*
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ONLINE1* online
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PLEASANT2 angenehm
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FAST3A schnell
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Me, too.
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When would I have the time to make the extra trip to the bank?
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EXTRA1 extra
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EQUAL8* [MG]
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I1
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TO-DRIVE1*
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BANK1 bank
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TIME1^
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WHEN1* wann wann
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$GEST-OFF^*
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Yes, I agree.
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EQUAL8* [MG]
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$GEST-OFF^*
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Online banking is sent quickly and the money is transfered until the next morning. If you've sent it in the morning it is already there in the afternoon.
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FAST3A schnell
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ONLINE1*
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TO-SEND-OR-TO-DISPATCH2
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TOMORROW1A morgen
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OR4A* oder
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IF-OR-WHEN1A* wenn
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BEFORE-NOON2* vormittag
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TO-THROW1^*
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AFTERNOON1
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PRESENT-OR-HERE1 da
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$GEST-OFF^*
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It is really fast.
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FAST3A [MG]
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I think it is good. I agree.
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GOOD1* gut
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EQUAL8* [MG]
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